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94 Upper Flat Rd, Columbus, MT, 59019

1beds
2baths
1,056sqft
$759,900
$720price/sqft
$4,871/moest. monthly cost
$194,840/yrincome needed

About This Home

Ultimate for living and working..This 13.5+ acre Montana property is a dream setup for the one who wants space to work, store, and play. Just 5 minutes out of town, this retreat features an 80'x60' fully insulated, heated shop—built for the big stuff. Multiple oversized doors (2-18'W x 14'H) easily handle RVs, trailers, work trucks, or all your recreational toys. RV hook ups in place. Tucked onto the side is a 1-bedroom, 1-bath living quarters, ready to finish—stay while you play. The covered concrete patio offers killer views of the Yellowstone River Valley and the perfect place to kick back after a day in the shop. This property is built for action: extensive fire mitigation, new roads throughout, and multiple building sites. Wildlife including deer, elk, and turkey are regular visitors. Whether you're wrenching, hunting, or just looking for elbow room to breathe.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
5/10
Columbus Middle SchoolGrades 6-82.3 mi
8/10
Columbus High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Barndominium
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Free-Standing Range,Microwave,Oven,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,056

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 1,056 sqft

Property

Details

  • Parcel number: 4020976
  • Zoning description: Residential Subdivision

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Patio
  • Fencing: None
  • Has view: Yes

Lot

  • Lot size: 13.48 Acres
  • Features: Secluded,Trees,Views,Wooded

Parking

  • Total spaces: 10
  • Parking features: Attached,Additional Parking,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 10
  • Covered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Inland Flooding
Wildfire
Hail

FEMA Declared Disasters in Stillwater County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,842$46,104
Home Insurance $530$6,360
Property Taxes $348$4,176
Electricity $151$1,812
Total$4,871$58,452

Income You'd Need if You Spent...

35% on housing$167,005/yr
40% on housing$146,130/yr
45% on housing$129,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$720This listing

vs Other Active Listings

Avg $/sqft

ZIP 59019$209
Stillwater County$1,123

vs Homes Sold Last Month

Median $/sqft

ZIP 59019$275
Stillwater County$352

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$759,900
2025-11-08Listed for sale$899,900

For Sale by Agent

AgentSean Russell
BrokerageParks Real Estate

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