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12169 Ava Ln, Windsor, VA, 23487

4beds
3baths
2,430sqft
$538,990
$222price/sqft
$3,501/moest. monthly cost
$140,040/yrincome needed

About This Home

Move in Ready-Quick Close - The Cypress at Windsor Station! Experience the perfect blend of modern sophistication and traditional charm. This thoughtfully crafted 4-bedroom, 3-bath gem features a versatile first-floor guest suite and a gourmet kitchen boasting a central island and walk-in pantry. Highlights include: Massive second-floor loft perfect for a media room or play area, 2nd Floor Primary Retreat paired with 2 additional bedrooms and a convenient upstairs laundry. Warm wood tones, elegant stone surfaces, and timeless cabinetry have been chosen for this home. Enjoy Windsor’s small-town vibes with rapid access to Route 460, local dining, and shopping. Stylish, efficient, and move-in ready—schedule your tour of this enduring home today! $15,000 CCA with lender partner

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
Windsor Elementary SchoolGrades PK-54.2 mi
7/10
Georgie D. Tyler MiddleGrades 6-81.5 mi
6/10
Windsor High SchoolGrades 9-120.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: Eastwood Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Dual Entry Bath (Br & Hall),Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),In-Law Floorplan,Pantry
  • Flooring: Carpet,Laminate/LVP,Vinyl

Heating & Cooling

  • Heating features: Electric,Heat Pump,Programmable Thermostat,Zoned
  • Cooling features: Central Air,Heat Pump,Zoned

Interior Area

  • Total interior livable area: 2,430 sqft

Property

Details

  • Zoning: RES

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: Not Waterfront

Lot

  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Drought
Hurricane
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$219$2,628
Property Taxes $323$3,876
Electricity $234$2,808
Total$3,501$42,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,034/yr
40% on housing$105,030/yr
45% on housing$93,360/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 23487$185
Isle of Wight County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 23487$200
Isle of Wight County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

New Construction Spec

AgentLori Cutrell
BrokerageBHHS RW Towne Realty

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