3 S Main St, Mercersburg, PA, 17236
About This Home
Own a piece of Mercersburg’s history with this beautifully restored and meticulously maintained mixed-use property in a prime Main Street location. Offering outstanding visibility and a flexible investment opportunity, the property features two commercial spaces on the main and lower level and two residential apartments above, creating multiple income streams and long-term stability. Whether you’re looking to operate your own business while offsetting expenses with rental income or add a mixed-use asset to your investment portfolio to fully lease out, this property offers exceptional versatility.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1792
Materials
- Foundation: Permanent
- Construction materials: Log,Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Log Home
- Property subType: Quadruplex
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
Heating & Cooling
- Heating features: Wall Unit,Electric
- Cooling features: Ductless,Electric
Interior Area
- Total structure area: 2,500
- Total interior livable area: 2,500 sqft
Property
Accessibility
- Accessibility features: 2+ Access Exits
Details
- Parcel number: 143A28.072.000000
- Zoning: COMMERCIAL
- Special condition: Standard
- Exclusions: Aqua Colored Mini Fridge
Features
- Pool features: None
Lot
- Lot size: 4,792 sqft
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $174 | $2,088 |
| Property Taxes | $342 | $4,104 |
| Electricity | $274 | $3,291 |
| Total | $2,807 | $33,684 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-28 | Listed for sale | $399,000 |
| 2026-02-19 | Listing removed | -- |
| 2025-11-08 | Listed for sale | $399,000 |
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