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416036 La Vista Dr, Checotah, OK, 74426

4beds
2baths
1,807sqft
$299,900
$166price/sqft
$2,140/moest. monthly cost
$85,600/yrincome needed

About This Home

A HIDDEN GEM IN EMERALD BAY! Just 1.5 hours from Oklahoma City, waterfront with a great view, including a boat slip in a multi-slip dock, this hidden gem is waiting for you and your vision to make it shine as your dream home. Featuring 4 bedrooms and 2 bathrooms, this home has lots of potential to be what you can imagine. Sitting on the backwaterside deck provides great sunsets and water views. With a boat ramp in the area, it makes loading and unloading your boat easy. Children or fur babies? It also has a chain-link fence in the backyard for peace of mind. Another bonus, the home comes with all appliances including the refrigerator, washer and dryer. If you are looking for an affordable waterfront home with all of the amenities, call today to view this hidden gem!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
7/10
Checotah Middle SchoolGrades 6-84.8 mi
5/10
Checotah High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Crawlspace
  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Stove,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Basement: None,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Laminate Counters,Other,Ceiling Fan(s),Electric Range Connection
  • Window features: Aluminum Frames
  • Flooring: Carpet,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,807
  • Total interior livable area: 1,807 sqft

Property

Details

  • Parcel number: 022000001015000000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Rain Gutters
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Seasonal View
  • On waterfront: Yes
  • Waterfront features: Boat Ramp/Lift Access,Lake,River Access,Water Access
  • Waterbody name: Eufaula Lake
  • Living area range: 1750-2000 SqFt

Lot

  • Lot size: 10,715 sqft
  • Features: Mature Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Lightning
Drought
Hail
Heat Wave
Ice Storm
Strong Wind
Tornado
Wildfire
Winter Weather
Cold Wave

FEMA Declared Disasters in McIntosh County and Oklahoma

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance $336$4,032
Property Taxes $144$1,728
Electricity $144$1,732
Total$2,140$25,680

Income You'd Need if You Spent...

35% on housing$73,371/yr
40% on housing$64,200/yr
45% on housing$57,066/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 74426$101
McIntosh County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 74426
McIntosh County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$299,900
2026-05-07Listing removed$299,900
2026-03-16Price change$299,900
2025-11-09Listed for sale$349,000

For Sale by Agent

AgentKaren Weldin
BrokerageEufaula Lakeshore Realty, LLC

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