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119 Penny Creek Dr, Ruffin, SC, 29475

4beds
2baths
2,356sqft
$330,000
$140price/sqft
$2,165/moest. monthly cost
$86,600/yrincome needed

About This Home

Set on 1.7 acres of open, usable land, this 2024 manufactured home delivers the space, comfort, and modern layout buyers appreciate. The open-concept living area flows into a well-appointed kitchen with abundant cabinetry, a center island, and contemporary finishes. The primary suite is privately positioned and features a walk-in shower, soaking tub, and generous closet space.Three additional bedrooms and a second full bath offer flexibility for guests, work-from-home needs, or hobbies. A dedicated laundry room adds everyday convenience.Outside, the acreage provides room to spread out--ideal for parking, outdoor projects, gardening, or future improvements. Enjoy a peaceful rural setting with quick access to shopping, dining, essential services, and I-95 for easy travel.The 1.7 acre lot offers ample room for parking, outdoor projects, recreational space, or future improvements such as a workshop, garage, or garden area. The property is located in a rural setting with convenient access to nearby shopping, dining, and essential services. I 95 is within a short drive, providing straightforward travel to surrounding towns and regional destinations.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
2/10
Colleton County MiddleGrades 6-86.2 mi
2/10

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Crawl Space
  • Roof: Architectural
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island,Walk-In Closet(s)
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,356
  • Total interior livable area: 2,356 sqft

Property

Details

  • Parcel number: 1450000146000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 1.70 Acres
  • Features: 1 - 2 Acres,High,Interior Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Carport,Off Street
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Cold Wave
Earthquake
Heat Wave
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters in Colleton County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$264$3,168
Property Taxes $7$84
Electricity $226$2,718
Total$2,165$25,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,228/yr
40% on housing$64,950/yr
45% on housing$57,733/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 29475$171
Colleton County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 29475
Colleton County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Price change$330,000
2026-02-13Price change$348,000
2025-12-07Listed for sale$350,000
2025-11-25Listing removed$349,900
2025-11-10Listed for sale$349,900
2023-09-08Sold$42,500

For Sale by Agent

AgentMandy Ard
BrokerageColdwell Banker Realty

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