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27986 Chalmers Cir, Harvest, AL, 35749

3beds
3baths
2,010sqft
$289,900
$144price/sqft
$1,980/moest. monthly cost
$79,200/yrincome needed

About This Home

Move-in-Ready! LAST REMAINING Cul-de-sac lot with Tree line privacy! Bonus + Glamour Bath! Rate programs available as low as 3.49%!! The 2000 Plan 3Bd, 2.5Ba + Bonus room features our Lifestyle Triangle offering a LARGE open living space for everyone to enjoy! Granite counters, large Chef's island, SS appliances, beautiful cabinetry & backsplash! The Owner's suite has upgraded lighting, DBL vanity, and separate tub! Home includes 4 Zone Irrigation System! Fully sodded North facing lot! Only 8min to Clift Farm in Madison & 9min to Athens City! High Speed Fiber Internet up to 5Gig & Public Sewer! 100% FINANCING eligible! $5000 closing costs covered w/ Silverton Mtg.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

10/10
Creekside Primary SchoolGrades PK-22.1 mi
6/10
10/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes

Materials

  • Foundation: See Remarks,Slab

Other

  • Builder name: LEGACY HOMES

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Oven,Dishwasher,Microwave,Disposal,Other,Electric Water Heater

Bathroom1

  • Features: Recessed Lighting,Smooth Ceiling,LVP Flooring
  • Level: First
  • Area: 32

Bathroom2

  • Features: Double Vanity,Recessed Lighting,Smooth Ceiling,Walk-In Closet(s),LVP Flooring,Quartz
  • Level: Second
  • Area: 91

Bathroom3

  • Features: Recessed Lighting,Smooth Ceiling,LVP Flooring,Quartz
  • Level: Second
  • Area: 45

Bedroom2

  • Features: Smooth Ceiling,Walk-In Closet(s)
  • Level: Second
  • Area: 130

Bedroom3

  • Features: Smooth Ceiling,Walk-In Closet(s)
  • Level: Second
  • Area: 165

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Carpet,Recessed Lighting,Smooth Ceiling
  • Level: Second
  • Area: 126

Features

  • Low Flow Plumbing Fixtures,Open Floorplan,Smart Thermostat
  • Window features: Double Pane Windows
  • Fireplace features: None

Great Room

  • Features: Carpet,Recessed Lighting,Smooth Ceiling,LVP
  • Level: First
  • Area: 300

Heating & Cooling

  • Heating features: Central 1,Central 2,Electric,See Remarks
  • Cooling features: Central 1,Central 2,Electric,Other

Interior Area

  • Total interior livable area: 2,010 sqft

Kitchen

  • Features: Eat-in Kitchen,Pantry,Recessed Lighting,LVP,Quartz
  • Level: First
  • Area: 252

Laundry Room

  • Features: Recessed Lighting,Smooth Ceiling,LVP
  • Level: First
  • Area: 24

Master Bedroom

  • Features: Carpet,Smooth Ceiling,Walk-In Closet(s)
  • Level: Second
  • Area: 208

Property

Details

  • Parcel number: 012724212

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Patio,Covered Porch,Front Porch,Patio
  • Exterior features: Curb/Gutters,Sidewalk

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 68 x 110

Parking

  • Parking features: Garage-Two Car,Garage-Attached,Garage Door Opener,Garage Faces Front,See Remarks,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$198$2,376
Property Taxes $77$924
Electricity $240$2,881
Total$1,980$23,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,885/yr
40% on housing$59,400/yr
45% on housing$52,800/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 11.6%
11.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 35749$145
Limestone County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 35749$154
Limestone County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$289,900
2026-02-04Price change$306,900
2026-01-20Price change$307,900
2026-01-13Price change$308,000
2025-12-20Price change$308,900
2025-12-02Price change$309,800
2025-11-11Listed for sale$309,900

New Construction Spec

AgentChapman Olive
BrokerageCapstone Realty

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