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4106 Helms Mill Dr, McCordsville, IN, 46055

4beds
3baths
2,321sqft
$413,990
$178price/sqft
$2,744/moest. monthly cost
$109,760/yrincome needed

About This Home

Discover this stunning new construction home at 4106 Helm's Mill Drive in McCordsville. This thoughtfully designed 2-story home has an abundance of open-concept living space, perfect for today's lifestyle. Key features include 4 bedrooms, 2.5 bathrooms, a 2.5-car garage, an electric fireplace, a flex room, a covered veranda, an owner's en-suite bathroom with a dual-sink vanity, and more! The home's open-concept design creates seamless flow between living areas, making it perfect for both relaxation and hosting guests. The upstairs owner's bedroom provides a private retreat, while the additional bedrooms offer flexible space for family, guests, or home offices. Located in a desirable McCordsville neighborhood, this home provides easy access to beautiful parks and recreational opportunities. The community's family-friendly atmosphere and convenient location make it an ideal place to call home. 4106 Helm's Mill Drive features contemporary design elements and reliable construction standards. The well-planned floorplan maximizes both functionality and comfort, ensuring this home will serve your family's needs for years to come. Experience the benefits of new construction living in this exceptional McCordsville home that combines quality design with an excellent neighborhood location!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
6/10
Mt Vernon Middle SchoolGrades 6-82.9 mi
8/10
Mt Vernon High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Brick,Cement Siding

Other

  • Builder name: M/I Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,Microwave,Gas Oven
  • Laundry features: Laundry Room,Upper Level

Bedroom2

  • Level: Upper
  • Area: 168
  • Dimensions: 12 x 14

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 11 x 12

Bedroom4

  • Level: Upper
  • Area: 140
  • Dimensions: 14 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Level: Main
  • Area: 143
  • Dimensions: 11 x 13

Family Room

  • Level: Main
  • Area: 270
  • Dimensions: 18 x 15

Features

  • Attic Access,Double Vanity,Breakfast Bar,Pantry,Smart Thermostat,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,321
  • Total interior livable area: 2,321 sqft

Kitchen

  • Level: Main
  • Area: 208
  • Dimensions: 13 x 16

Laundry

  • Level: Upper
  • Area: 84
  • Dimensions: 7 x 12

Master Bedroom

  • Level: Upper
  • Area: 240
  • Dimensions: 15 x 16

Play Room

  • Level: Main
  • Area: 110
  • Dimensions: 11 x 10

Property

Details

  • Parcel number: 300218100005065018
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: Lighting

Lot

  • Lot size: 9,104 sqft
  • Features: Sidewalks

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,093$25,116
Home Insurance *$205$2,460
Property Taxes $234$2,808
Electricity $212$2,553
Total$2,744$32,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,080/yr
40% on housing$82,320/yr
45% on housing$73,173/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 46055$179
Hancock County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 46055$164
Hancock County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$418,990
2026-04-02Price change$419,990
2026-02-26Price change$429,990
2026-02-07Price change$434,990
2025-12-10Price change$444,990
2025-11-26Price change$458,990
2025-11-12Listed for sale$459,790

New Construction Spec

AgentJennifer Mencias
BrokerageM/I Homes of Indiana, L.P.

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