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4505 E Kearney Pl, Sioux Falls, SD, 57110

3beds
3baths
2,770sqft
$480,000
$173price/sqft
$3,266/moest. monthly cost
$130,640/yrincome needed

About This Home

Welcome to this immaculate home tucked away on a quiet no-through street, offering privacy, comfort, and beautifully-maintained living spaces throughout. From the moment you arrive, the pride of ownership is evident both inside and out. The main level features a gorgeous kitchen complete with granite countertops, stainless steel appliances, and abundant cabinetry—perfect for everyday living and entertaining alike. Just off the main living space, a large sunroom filled with natural light provides the ideal place to relax and enjoy views of the partially fenced backyard. The thoughtfully designed layout includes a main floor primary suite with a spacious walk-in closet, along with three large bathrooms throughout the home. In addition to the three bedrooms, you’ll find a generous office or flex space that could easily serve as a guest room, hobby space, or another living area. Two cozy gas fireplaces create warm gathering spaces, while main floor laundry adds everyday convenience. Downstairs, a massive unfinished storage area with built-in shelving offers incredible space for organization or future finishing potential. Car enthusiasts and hobbyists will love the oversized three-stall garage, complete with heater, water hookups, epoxy flooring, and a floor drain—an incredibly functional extension of the home. With its quiet location, immaculate condition, spacious layout, and exceptional storage, this home is truly move-in ready and designed for comfortable living.

Getting Around

47
WalkingCar-Dependent
0
TransitNo Nearby Transit
52
BikeBikeable

Schools

7/10
7/10
5/10

Construction

Condition

  • Year built: 2013

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Dishwasher,Disposal,Refrigerator,Double Oven

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 195

Bedroom3

  • Level: Basement
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 110

Family Room

  • Level: Basement
  • Area: 476

Features

  • Master Downstairs,Master Bath,Main Floor Laundry
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,039
  • Finished area above ground: 1,731

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,770 sqft

Kitchen

  • Level: Main
  • Area: 169

Living Room

  • Level: Main
  • Area: 289

Master Bedroom

  • Level: Main
  • Area: 196

Property

Details

  • Parcel number: 85068

Features

  • Patio & porch: Deck,3-Season Porch
  • Fencing: Partial,Other

Lot

  • Lot size: 9,600 sqft
  • Features: City Lot
  • Lot size dimensions: 150' x 64'

Parking

  • Total spaces: 3
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Ice Storm
Winter Weather
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters in Minnehaha County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance $204$2,448
Property Taxes $424$5,088
Electricity $211$2,539
Total$3,266$39,192

Income You'd Need if You Spent...

35% on housing$111,977/yr
40% on housing$97,980/yr
45% on housing$87,093/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 57110$206
Minnehaha County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 57110$206
Minnehaha County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$519,900
2026-03-12Listed for sale$550,000

For Sale by Agent

AgentMonica E Pluim
BrokerageColdwell Banker Empire Realty

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