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4564 Oak Blf, Walloon Lake, MI, 49796

6beds
5baths
4,667sqft
$2,695,000
$577price/sqft
$16,961/moest. monthly cost
$678,440/yrincome needed

About This Home

Perched high above the treetops, this custom post-and-beam home—completed in fall 2025—captures one of the rarest perspectives on Walloon Lake: a sweeping, uninterrupted panorama paired with quiet, elevated privacy. The setting feels both calming and dramatic, and it’s something you can’t fully appreciate until you’re standing there in person. Designed by Aris Georges with the Detroit-based, award-winning interior design studio NORTH + BIRCH, the home blends refined northern-Michigan design with a meticulous two-year build on a rare, technically demanding site. What sets the property apart is its balance of privacy and proximity. Conservation land surrounds the setting with very few visible neighbors, yet the home is just a short walk or golf-cart ride to downtown Walloon—a charming, beautifully developed village with fabulous restaurants, inviting cafes, boutique shops, and a well-stocked grocery market. Boat slips can be rented in the village, making it easy to keep a golf cart at the house and head down for a morning cruise or sunset on the water. Exposed Douglas fir beams, vaulted post-and-beam construction, and floor-to-ceiling glass frame the lake and forest from nearly every angle. A large main-level deck extends the living space outdoors, capturing the view in every season. Inside, the craftsmanship is immediate—custom beamwork, bespoke cabinetry, and thoughtfully designed built-ins add warmth and intention throughout. The great room’s fully custom wood-burning fireplace stands as a true work of art. The primary suite offers a spectacular view, heated floors, and a beautifully tiled shower. The home was also designed to comfortably host guests, with well-appointed suites throughout. The walkout lower level provides generous room to gather, with high ceilings, a large family room, and direct access to the outdoors. A home where architecture, light, and landscape come together—a modern take on Walloon that still stays true to living up north.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
Sheridan SchoolGrades PK-56.4 mi
9/10
Petoskey Middle SchoolGrades 6-86.8 mi
7/10
Petoskey High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 2025

Materials

  • Construction materials: Wood Frame/Site Built

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Disposal,Refrigerator,Washer,Dryer,Range

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished

Bedroom

  • Area: 132

Bedroom1

  • Area: 132

Bedroom2

  • Area: 352

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Area: 132

Family Room

  • Area: 588

Features

  • Flooring: Wood
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,LP Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,667 sqft

Kitchen

  • Area: 240

Master Bedroom

  • Area: 286

Property

Features

  • Patio & porch: Deck,Patio

Lot

  • Lot size: 1.13 Acres

Parking

  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tsunami

FEMA Declared Disasters in Charlevoix County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,627$163,524
Home Insurance *$939$11,268
Property Taxes $1,886$22,632
Electricity $509$6,108
Total$16,961$203,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$581,520/yr
40% on housing$508,830/yr
45% on housing$452,293/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$577This listing

vs Other Active Listings

Avg $/sqft

ZIP 49796
Charlevoix County$280

vs Homes Sold Last Month

Median $/sqft

ZIP 49796
Charlevoix County$293

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$2,950,000
2025-11-12Listed for sale$3,150,000

For Sale by Agent

AgentPatrick Leavy
BrokerageKidd & Leavy Real Estate Co. LLC

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