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4494-4496 Route 209, Kingston, NY, 12401

6beds
6baths
4,436sqft
$1,495,000
$337price/sqft
$10,785/moest. monthly cost
$431,400/yrincome needed

About This Home

Welcome to Elmrock Inn, an elegant boutique estate in Stone Ridge, where 19th-century Dutch Colonial architecture meets modern country elegance. Set on five acres framed by towering Locust trees, this historic brick estate has long been a sought-after destination for weddings, private events, and unforgettable Hudson Valley getaways. Inside, soaring ceilings, antique-inspired furnishings, and a welcoming great room and grand dining hall with fireplace flow seamlessly. Head upstairs to a second story bar lounge, and expansive deck overlooking the grounds. Below is the bluestone patio under the elevated deck, organic herb gardens, and outdoor firepit create the perfect backdrop for gatherings or quiet retreat. The expansive property lends perfectly for badminton and frisbee. Five beautifully appointed suites in the main house featuring private baths and luxurious details. On the main level there are two large suites and a separate office and upstairs are three more suites and storage closet. The property also includes ample parking and a professional-grade kitchen, ideal for both intimate breakfasts and large-scale catering. Completing the compound is a picturesque post-and-beam guest cottage, equally suited as an owner’s residence, artist’s studio, or rental opportunity. Its rustic craftsmanship, open floorplan, exposed beams and abundant light highlight the region’s timeless character, with an upstairs suite adding flexibility. Just under two hours from New York City and nestled near Mohonk, Minnewaska, and Stone Ridge, Elmrock Inn offers both lifestyle and income potential: keep it as a thriving bed-and-breakfast, enjoy as a grand private estate, or reimagine it as a creative retreat or Airbnb. Impeccably maintained and steeped in Catskill charm, this turn key boutique farmhouse compound is ready for its next chapter. Property consists of 2 buildings: 4494 Route 209, Marbletown (69.4-1-1.200) and 4496 Route 209, Rochester (69.4-2-1.320). A 3D Walkthrough Tour is available in the digital Lookbook or by request from the listing agent.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

8/10
5/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1807

Materials

  • Construction materials: Brick,Stone,Wood Siding

Notable Dates

  • Major remodel year: 1907

Type & Style

  • Home type: SingleFamily
  • Architectural style: Carriage House,Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Exhaust Fan,Freezer,Gas Cooktop,Gas Oven,Stainless Steel Appliance(s),Washer
  • Laundry features: In Basement,Inside

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Beamed Ceilings,Breakfast Bar,Built-in Features,Cathedral Ceiling(s),Chefs Kitchen,High Speed Internet,Natural Woodwork,Open Floorplan,Original Details,Primary Bathroom,Recessed Lighting,Storage,Wired for Sound
  • Window features: Skylight(s)
  • Flooring: Ceramic Tile,Hardwood,Tile,Wood
  • Number of fireplaces: 4
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Attic: Partial

Heating & Cooling

  • Heating features: Ducts,Hot Water
  • Cooling features: Ductless

Interior Area

  • Total structure area: 4,436
  • Total interior livable area: 4,436 sqft

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 3400069.0040001001.2000000
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Deck,Patio,Porch,Terrace
  • Exterior features: Courtyard,Fire Pit,Garden,Lighting,Speakers
  • Has view: Yes
  • View description: Open,Trees/Woods
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 4.60 sqft
  • Features: Back Yard,Garden,Historic District,Landscaped,Level,Stone/Brick Wall,Wooded

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Hurricane
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$475$5,700
Property Taxes $2,018$24,216
Electricity $733$8,797
Total$10,785$129,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$369,771/yr
40% on housing$323,550/yr
45% on housing$287,600/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 12401$259
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12401$270
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-08Listed for sale$1,495,000

For Sale by Agent

AgentHenry T. Ford
BrokerageColdwell Banker Village Green

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