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12917 295th Ave NW, Princeton, MN, 55371

5beds
4baths
3,468sqft
$694,900
$200price/sqft
$4,777/moest. monthly cost
$191,080/yrincome needed

About This Home

4.91-acre homesite • ICM Homes • Walkout lower level • Modern country living awaits on nearly five acres with a newly designed 5-bedroom, 4-bath home offering quality construction, premium materials, and wide-open outdoor space with no HOA restrictions. Built by ICM Homes, includes Andersen windows, LP SmartSide front elevation, upgraded finishes, and a layout created for everyday function. The north-facing front provides a sheltered entry, while the south-facing backyard offers all-day natural light and outdoor living potential. The open-concept main level features upgraded laminate flooring, custom cabinetry, quartz countertops, and stainless-steel appliances. The kitchen includes a center island, soft-close drawers, and a walk-in pantry. Adjacent dining area overlooks the acreage and connects to future deck or patio space. A main-level half bath and direct access to the insulated 4-stall garage (40×23) Upper level includes four spacious bedrooms, laundry, and two full baths, including a primary suite with walk-in closet, quartz dual vanity, and upgraded finishes. The finished walkout lower level adds flexible living space with a family room, bedroom, 3/4 bath, and areas suitable for office, gym, or guest use. Efficient forced-air heating, central air, and durable materials provide long-term comfort. A landscaping allowance is included for customization of outdoor areas. The 4.91-acre setting allows room for future outbuildings, gardens, and recreation, with no HOA restricting land use. Located in Baldwin Township with convenient access to local amenities, parks, and daily necessities. ˜ 1.2 mi to Highway 169, ˜ 4.5 mi to Princeton retail corridor, ˜ 3.5–4.5 mi to downtown Princeton, ˜ 6.5–7.0 mi to Sherburne National Wildlife Refuge, ˜ 3–6 mi to Rum River access points, ˜ 5.5 mi to Princeton Golf Course, and ˜ 3.5–5 mi to dining and coffee options along the Hwy 169/Princeton corridor. This home combines acreage, privacy, modern design, and new-construction advantages in a setting ideal for open space, hobbies, or future expansion. Plans, finishes, and build timeline available from ICM Homes; inquire for feature sheet and design package.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
6/10
Princeton Middle SchoolGrades 6-85.7 mi
6/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: None

Bedroom

  • Level: Upper
  • Area: 210
  • Dimensions: 15x14

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 11x13

Bedroom3

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom5

  • Level: Lower
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 126
  • Dimensions: 9x14

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas,Insert
  • Fireplace: Yes
  • Finished area below ground: 794
  • Finished area above ground: 2,360

Great Room

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,468
  • Total interior livable area: 3,468 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Laundry

  • Level: Upper
  • Area: 48
  • Dimensions: 6x8

Mud Room

  • Level: Main
  • Area: 90
  • Dimensions: 9x10

Office

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Recreation Room

  • Level: Lower
  • Area: 364
  • Dimensions: 14x26

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01006040235
  • Zoning description: Residential-Single Family
  • Foundation area: 1100

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio
  • Fencing: None
  • Topography of land: High Ground,Level,Wooded

Lot

  • Lot size: 4.90 Acres
  • Features: Irregular Lot,Tree Coverage - Heavy
  • Lot size dimensions: 208 x 678 x 366 x 302 x 206 x 160

Parking

  • Total spaces: 4
  • Parking features: Attached,Gravel,Asphalt,Floor Drain,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Sherburne County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,513$42,156
Home Insurance *$422$5,064
Property Taxes $550$6,600
Electricity $292$3,509
Total$4,777$57,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,782/yr
40% on housing$143,310/yr
45% on housing$127,386/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 55371$181
Sherburne County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 55371$191
Sherburne County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$739,900
2026-04-14Listed for sale$749,900
2026-03-13Listing removed$749,900
2026-01-07Price change$749,900
2025-11-12Listed for sale$724,900

New Construction

AgentGregory J Hammer
BrokerageJohn Thomas Realty

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