17439 Harbor View Ave, Lathrop, CA, 95330
About This Home
Rare waterfront opportunity in Capri at River Islands! Located on a premium lakefront homesite, with desirable east-facing orientation, this exceptional 2024-built home offers approx 3,208 sq. ft. with 5 bedrooms, 3 baths, and beautiful water views throughout. Featuring over $170,000+ in upgrades, including approximately $111,000 in builder enhancements, a custom pool, owned solar, whole-home water filtration and purification systems, and custom window coverings. The light-filled open floor plan includes a spacious great room, gourmet kitchen, dining area, downstairs bedroom and full bath, versatile loft, and a luxurious primary suite. Large sliding glass doors open to a covered patio and resort-style backyard, creating seamless indoor-outdoor living. Relax by the pool, entertain guests, or enjoy peaceful lakefront views from your own backyard. Waterfront homes in Capri at River Islands are becoming exceptionally rare. All currently released waterfront homes in the neighborhood have been sold, While additional waterfront residences are anticipated at some point in the future, buyers seeking a premium lakefront home today have very limited options. Enjoy the award-winning River Islands lifestyle with lakes, parks, trails, top-rated schools, community amenities, and no HOA dues.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Concrete Perimeter and Slab
- Roof: Tile
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Cooktop,Dishwasher,Disposal,Range Hood,Microwave,Built In Oven,Refrigerator
- Laundry features: Inside
Bathroom
- Features: DoubleSinks, PrimaryStallShowers, ShowerandTub, StallShower, TubinPrimaryBedroom, UpdatedBaths, FullonGroundFloor
Bedroom
- Features: GroundFloorBedroom, WalkinCloset
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: BreakfastBar, DiningArea
Family Room
- Features: KitchenFamilyRoomCombo
Features
- High Ceilings,Walk-In Closet(s)
- Number of fireplaces: 1
- Fireplace features: Living Room
Heating & Cooling
- Heating features: Central Forced Air,Fireplace(s)
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 3,208
- Total interior livable area: 3,208 sqft
Kitchen
- Features: IslandwithSink, Pantry
Property
Details
- Parcel number: 21364016
- Zoning: R1
- Special condition: Standard
Features
- Stories: 2
- Pool features: In Ground
- Patio & porch: Balcony/Patio
- Exterior features: Back Yard,Dock,Fenced
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 4,181 sqft
- Features: Fishing,Other
Parking
- Total spaces: 2
- Parking features: Attached,Boat Dock,Off Street,On Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Drought
- Inland Flooding
- Heat Wave
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Joaquin County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,557 | $66,684 |
| Home Insurance * | $197 | $2,364 |
| Property Taxes | $1,600 | $19,200 |
| Electricity | $687 | $8,254 |
| Total | $8,041 | $96,492 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-10 | Listed for sale | $1,099,000 |
| 2024-12-27 | Sold | $1,162,000 |
View on Zillow