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728 Villa Ticino Dr, Manteca, CA, 95337

5beds
4baths
2,378sqft
$649,990
$273price/sqft
$4,351/moest. monthly cost
$174,040/yrincome needed

About This Home

This thoughtfully designed Craftsman-style two-story home is under construction featuring 9-ft. ceilings and an open-concept layout enhanced by a separate dining area. Luxury vinyl plank flooring throughout the main living space. The kitchen offers umber-stained cabinetry, quartz countertops, a central island overlooking the living area and a walk-in pantry, while the dining area features sliding glass doors leading to a covered patio. A convenient first-floor Junior Suite includes a private bath and a refreshment area complete with a sink, cabinetry, and countertop. Upstairs, enjoy a versatile loft, dedicated laundry room, and a spacious primary suite featuring a walk-in closet and linen closet for additional storage. Energy-efficient features include WaterSense® labeled fixtures, Low-E windows, a smart thermostat, and a Whirlpool® stainless-steel kitchen appliance package. Located in the new Terra at Villa Ticino community, residents enjoy close proximity to a neighborhood park with playgrounds, sports courts, and scenic trails for outdoor recreation. Convenient access to Hwy. 120, I-5, and Hwy. 99 provides an easy commute to the East Bay, while nearby shopping and dining at the Promenade Shops at Orchard Valley and family fun at Great Wolf Lodge® in Manteca add to the appeal.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
East Union High SchoolGrades 9-121.7 mi

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Concrete,Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,378 sqft

Kitchen

  • Features: Pantry Closet,Quartz Counter,Island w/Sink

Master Bathroom

  • Features: Shower Stall(s),Soaking Tub

Property

Details

  • Parcel number: 198310090000
  • Zoning: Residential
  • Special condition: Standard

Lot

  • Lot size: 6,730 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Drought
Heat Wave
Lightning
Wildfire

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$129$1,548
Property Taxes $427$5,124
Electricity $509$6,119
Total$4,351$52,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,177/yr
40% on housing$130,530/yr
45% on housing$116,026/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 95337$306
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95337$279
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$668,990
2026-08-08Price change$669,990
2026-08-01Price change$649,990
2026-07-25Price change$651,990
2026-07-18Price change$652,990
2026-06-16Listed for sale$641,990

New Construction

AgentLisa Celestino
BrokerageKB HOME Sales-Northern California Inc

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