2020 Edgewater St, Monroe, MI, 48162
About This Home
Welcome to this custom-built luxury lakeside ranch offering 3 bedrooms, 2 full bathrooms, and breathtaking, unobstructed views of Lake Erie from nearly every angle. Designed with a modern, elevated aesthetic, this home blends clean architectural lines with warm, natural finishes to create a true resort-style living experience...From the moment you enter through the statement pivot door, you're greeted by an expansive open-concept layout flooded with natural light. The seamless flow between the living, dining, and kitchen areas is anchored by engineered hardwood flooring, porcelain slab accents, and a sleek fireplace with a frameless TV - creating a space that is both sophisticated and inviting....The designer kitchen is equipped with stainless steel appliances, custom finishes, and an effortless connection to the main living space - perfect for entertaining or everyday luxury....Additional Second Kitchen...Both bathrooms and the laundry room feature heated floors, adding a level of comfort that elevates daily living. Throughout the home, cedar finishes inside and out provide warmth and character, while Andersen 400 windows frame the stunning lake views and bring the outdoors in....Step outside to a backyard that feels endless—lush green space leading directly to the shoreline of Lake Erie. Whether you're hosting, relaxing, or planning to add a dock, this setting offers year-round enjoyment and unmatched tranquility...Additional features include: Smart home system with integrated switches....Interior & exterior audio system...Full camera/security system...Backup generator...Soffit lighting for a dramatic exterior ambiance...Fully Finished Heated Garage...Turn-key, thoughtfully designed, and positioned on one of the most desirable waterfront settings—this home offers a rare opportunity to own a modern luxury retreat on Lake Erie!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Materials
- Foundation: Crawl Space
- Construction materials: Stone,Stucco
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Bedroom
- Level: Entry
- Area: 140
- Dimensions: 14 X 10
Bedroom
- Level: Entry
- Area: 154
- Dimensions: 14 X 11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area above ground: 2,000
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,000 sqft
Other
- Level: Entry
Other
- Level: Entry
Primary Bedroom
- Level: Entry
- Area: 182
- Dimensions: 13 X 14
Property
Details
- Parcel number: 580777613901
- Special condition: Short Sale No,Standard
Features
- Levels: One
- Stories: 1
- Entry location: GroundLevelwSteps
- Pool features: None
- On waterfront: Yes
- Waterfront features: All Sports Lake,Beach Access,Direct Water Frontage,Lake Front,Seawall,Waterfront
- Waterbody name: Lake Erie
Lot
- Lot size: 0.65 Acres
- Lot size dimensions: 99 x 290
Parking
- Total spaces: 2
- Parking features: Two Car Garage,Attached
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Monroe County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,814 | $69,768 |
| Home Insurance * | $597 | $7,164 |
| Property Taxes | $996 | $11,952 |
| Electricity | $218 | $2,617 |
| Total | $7,625 | $91,500 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Listed for sale | $1,200,000 |
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