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8491 Us Highway 31 N, Williamsburg, MI, 49690

4beds
2baths
2,406sqft
$525,000
$218price/sqft
$3,428/moest. monthly cost
$137,120/yrincome needed

About This Home

A SERENE SETTING on 1.34 acres. Timeless family home conveniently located between Elk Rapids and Traverse City in desirable, award winning Elk Rapids school district. As you begin your tour discover a comfortable and generously sized living room enhanced by hardwood floors, crown molding and a bay window. Large country kitchen with plenty of cabinetry, stainless appliances; island and hardwood floors. Spacious dining room with large picturesque window. A large, main floor family room with hardwood floors, crown molding, custom built-ins and a fireplace with brick surround. Main floor primary suite with wood floors, ceiling fan and plenty of windows for natural light. Additional amenities include 4 bedrooms, 2 baths; built in bookcase; architectural details; nice woodwork; mud room; nice size laundry/office room; over 2,406 sq. ft. of living space; underground sprinklers. Your friends and family will appreciate having their own space in the guest house. Relax on the covered porch and enjoy your peaceful setting and professionally landscaped grounds. Tenant is due to move out on June 1, 2026.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

--
8/10
Cherryland Middle SchoolGrades 6-87.2 mi
10/10
Elk Rapids High SchoolGrades 9-127.0 mi

Construction

Condition

  • Year built: 1875

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Wood Siding

Notable Dates

  • Major remodel year: 1993

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farm House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Disposal,Dishwasher,Microwave,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Michigan Basement,Exterior Entry

Bedroom2

  • Level: Upper
  • Area: 170

Bedroom3

  • Level: Upper
  • Area: 176

Bedroom4

  • Level: Upper
  • Area: 136

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 128

Family Room

  • Level: Main
  • Area: 238

Features

  • Bookcases,Pantry,Breakfast Nook,Cable TV
  • Window features: Bay Window(s)
  • Flooring: Carpet
  • Fireplace features: Insert,Wood Burning,Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,406

Heating

  • Heating features: Forced Air,Natural Gas,Fireplace(s)

Interior Area

  • Total structure area: 2,406
  • Total interior livable area: 2,406 sqft

Kitchen

  • Level: Main
  • Area: 176

Living Room

  • Level: Main
  • Area: 345

Master Bathroom

  • Features: None

Master Bedroom

  • Level: Main
  • Area: 195

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 280122300910
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Covered
  • Exterior features: Sprinkler System
  • Has view: Yes
  • View description: Countryside View,Golf Course
  • Waterfront features: None

Lot

  • Lot size: 1.34 Acres
  • Features: Previously Farmed,Metes and Bounds
  • Lot size dimensions: See Survey

Parking

  • Parking features: None,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Grand Traverse County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$145$1,740
Property Taxes $367$4,404
Electricity $262$3,149
Total$3,428$41,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,531/yr
40% on housing$102,840/yr
45% on housing$91,413/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 49690$657
Grand Traverse County$306

vs Homes Sold Last Month

Median $/sqft

ZIP 49690$304
Grand Traverse County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-11Listed for sale$585,000
2021-01-28Sold$485,000
2021-01-28Pending sale$485,000
2020-12-03Listed for sale$485,000

For Sale by Agent

AgentDonald Fedrigon
BrokerageREMAX Of Elk Rapids

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