3898-3898 Underwood Rd, Oakland, MD, 21550
About This Home
Unique luxury home on 23 acres with 360 degree views of Pleasant Valley. 5,100 + SQ. FT. 4 ensuite bedrooms, 2 additional powder rooms, formal living room/ballroom, informal living room, sunroom, den, pantry and large dine in kitchen. 4 fireplaces. full basement, 3 car attached garage. Whole home generator. Everything in this home is first rate. A must see for the discerning buyer
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Foundation: Block
- Construction materials: Brick Veneer,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Manor,Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 6
- Full bathrooms: 4
- 1/2 bathrooms: 2
- Main level bathrooms: 6
- Main level bedrooms: 4
Features
- Finished area above ground: 5,117
Heating & Cooling
- Heating features: Baseboard,Propane
- Cooling features: Central Air,Gas
Interior Area
- Total structure area: 5,117
- Total interior livable area: 5,117 sqft
Property
Accessibility
- Accessibility features: Accessible Doors,Accessible Hallway(s)
Details
- Parcel number: NO TAX RECORD
- Zoning: UNZONED (AG ASSESSMENT)
- Special condition: Standard,Third Party Approval
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 23.47 Acres
Parking
- Total spaces: 3
- Parking features: Garage Faces Front,Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Drought
- Hail
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,343 | $100,116 |
| Home Insurance * | $333 | $3,996 |
| Property Taxes | $990 | $11,880 |
| Electricity | $651 | $7,823 |
| Total | $10,317 | $123,804 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Listed for sale | $1,650,000 |
| 2026-02-16 | Listing removed | $1,800,000 |
| 2025-10-02 | Listed for sale | $1,800,000 |
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