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3603 237th Ave NW, Saint Francis, MN, 55070

3beds
2baths
1,948sqft
$474,900
$244price/sqft
$3,272/moest. monthly cost
$130,880/yrincome needed

About This Home

Welcome to this beautifully designed new construction home by JP Brooks Builders, your local, trusted, quality home builder. JP Brooks presents the Waterford villa with a 3 car garage with workshop! 3 bedrooms and 2 bathrooms on the main level! The spacious kitchen stuns with an oversized quartz island, soft close drawers, and generous pantry space. The kitchen opens to an inviting, vaulted living room with a cozy electric fireplace. The primary suite features a luxury bathroom with a custom walk in shower. Large windows throughout the home fill the home with natural light. Sod, irrigation, and landscaping included! Enjoy this scenic community tucked in among mature trees and the flowing Rum River. One of the nicest back yard views in the entire community!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
4/10
8/10
St. Francis High SchoolGrades 9-120.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Brick,Concrete,Stone

Other

  • Builder name: JP BROOKS INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 180
  • Dimensions: 12x15

Bedroom2

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,948

Foyer

  • Level: Main
  • Area: 72
  • Dimensions: 6x12

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,948
  • Total interior livable area: 1,948 sqft

Kitchen

  • Level: Main
  • Area: 300
  • Dimensions: 15x20

Laundry

  • Level: Main
  • Area: 70
  • Dimensions: 10x7

Living Room

  • Level: Main
  • Area: 238
  • Dimensions: 14x17

Other

  • Level: Main
  • Area: 16
  • Dimensions: 4x4

Patio

  • Level: Basement
  • Area: 144
  • Dimensions: 12x12

Walk In Closet

  • Level: Main
  • Area: 25
  • Dimensions: 5x5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 323424210067
  • Zoning description: Residential-Single Family
  • Foundation area: 1948

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: None

Lot

  • Lot size: 0.33 Acres
  • Features: Irregular Lot,Sod Included in Price
  • Lot size dimensions: 100 x 152 x 100 x 135

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$329$3,948
Property Taxes $372$4,464
Electricity $170$2,050
Total$3,272$39,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,182/yr
40% on housing$98,160/yr
45% on housing$87,253/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 55070$174
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55070$208
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$494,900
2026-04-21Listing removed$494,900
2026-04-16Price change$494,900
2026-04-08Listed for sale$499,900
2026-04-07Listing removed$499,900
2026-02-12Listed for sale$499,900
2026-02-12Listing removed$499,900
2025-11-13Listed for sale$499,900

New Construction Spec

AgentAllison Boreen
BrokerageJPW Realty

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