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3520 Night Heron Way, Lexington, KY, 40515

5beds
4baths
3,604sqft
$693,411
$192price/sqft
$4,572/moest. monthly cost
$182,880/yrincome needed

About This Home

Finished Basement!! Please see Documents tab for progress photos. The Barnett offers a family-friendly first floor layout with a large family room opening to a spacious kitchen and breakfast area with island and walk-in pantry. Kitchen features quartz countertops, Homecrest cabinets with soft close door/drawers, chimney hood vented to exterior, gas range, dishwasher, disposal and counter depth french door refrigerator. A mudroom with drop zone and separate utility room with folding counter connects the garage to the kitchen. A flex area off the entry can be utilized as a formal sitting area or home office. The first floor includes a coat closet and powder room, conveniently located off the entry hall. Upstairs are the primary suite and three bedrooms. The primary suite includes a spacious bath with double bowl vanities, separate shower, freestanding tub, and large walk-in closet. Upstairs bedrooms share a bath accessed by a semi-private hall. The partially finished basement has a large rec room, bedroom and full bath. Plenty of unfinished storage!! Conveniently located near shopping, medical facilities and I-75. Lot 176PB

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
Brenda Cowan ElementaryGrades PK-52.2 mi
7/10
Henry Clay High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2025

Materials

  • Foundation: Other
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer,Vinyl Siding

Other

  • Builder model: Barnett

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Gas Range,Microwave,Refrigerator,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Out Access

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bathroom3

  • Level: Lower

Bathroom4

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Level: First

Family Room

  • Level: First

Features

  • Walk-In Closet(s),Soaking Tub
  • Window features: Insulated Windows,Screens
  • Flooring: Carpet,Other
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 840
  • Finished area above ground: 2,764

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Electric,Zoned

Interior Area

  • Total structure area: 3,604
  • Total interior livable area: 3,604 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: Second

Other

  • Level: First

Recreation Room

  • Level: Lower

Utility Room

  • Level: First

Property

Details

  • Parcel number: NEW 3520

Features

  • Levels: Two
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 8,215 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,506$42,072
Home Insurance *$297$3,564
Property Taxes $485$5,820
Electricity $284$3,415
Total$4,572$54,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,754/yr
40% on housing$137,160/yr
45% on housing$121,920/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 40515$208
Fayette County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 40515$179
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Price change$693,411
2026-02-03Price change$693,231
2026-01-28Price change$686,231
2025-11-14Price change$686,691
2025-11-13Listed for sale$686,681

For Sale by Agent

AgentJudy A Craft
BrokerageChristies International Real Estate Bluegrass

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