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1603 43rd St, Phenix City, AL, 36867

4beds
3baths
2,529sqft
$599,900
$237price/sqft
$3,684/moest. monthly cost
$147,360/yrincome needed

About This Home

Welcome to The Ruby—a one-of-a-kind custom home where thoughtful design and timeless character meet in Helen Estates, just off Summerville Rd in North Phenix City. This 4-bedroom, 3-bath beauty sits on a level ½-acre lot surrounded by mature hardwoods, creating a natural canopy that provides shade, privacy, and a sense of peaceful retreat. Professionally landscaped with lush Zoysia grass, landscape lighting, and a full irrigation system, the curb appeal is every bit as impressive as what’s inside. Step through the front door to soaring 10-ft ceilings, 8-ft doors, and an open layout filled with natural light. The great room centers around a gas fireplace, connecting seamlessly to the chef-inspired kitchen featuring quartz countertops, a farm sink with accessories, GE Profile Smart Appliances, gas cooktop, double ovens, custom cabinetry with spice pull-out, and a walk-in pantry. The main level hosts a peaceful primary suite with a large walk-in closet and spa-style bath, plus a second bedroom and full bath that offer flexibility for guests, a home office, or multi-generational living. Upstairs, two spacious bedrooms with walk-in closets share a true Jack & Jill bath. Two small unfinished spaces provide creative potential—ideal for a hidden gun safe, craft nook, or playroom. A unique built-out living area under the stairs is wired for cable and offers the ultimate cozy hideaway—perfect for kids’ play, gaming, reading, or even a quiet pet retreat. Outdoor living shines with a covered porch and extended deck overlooking the shaded backyard. Added perks include a large laundry room with linen closet, oversized garage with EV charger, spray foam insulation, tankless gas water heater, security system prewired by Wire Works, and Tech Shield radiant barrier roof decking. Backed by a 2-10 Home Buyer’s Warranty. Listing Agent is wife of Builder/Seller.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
10/10

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2

Features

  • Ceiling Fan(s),Kitchen Island,Living/Dining Room,Walk-In Pantry,Attic
  • Flooring: Carpet,Plank,Simulated Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,529

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 2,529 sqft

Property

Details

  • Parcel number: 0108344007027.000

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Storage
  • Fencing: None

Lot

  • Lot size: 0.50 Acres
  • Features: < 1/2 Acre,Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$180$2,160
Property Taxes $189$2,268
Electricity $282$3,395
Total$3,684$44,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,308/yr
40% on housing$110,520/yr
45% on housing$98,240/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 36867$90
Russell County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 36867
Russell County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Price change$599,900
2025-11-13Listed for sale$615,000

For Sale by Agent

AgentKIM MIXON
BrokerageKELLER WILLIAMS REALTY RIVER CITIES III

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