




1603 43rd St, Phenix City, AL, 36867
About This Home
Welcome to The Ruby—a one-of-a-kind custom home where thoughtful design and timeless character meet in Helen Estates, just off Summerville Rd in North Phenix City. This 4-bedroom, 3-bath beauty sits on a level ½-acre lot surrounded by mature hardwoods, creating a natural canopy that provides shade, privacy, and a sense of peaceful retreat. Professionally landscaped with lush Zoysia grass, landscape lighting, and a full irrigation system, the curb appeal is every bit as impressive as what’s inside. Step through the front door to soaring 10-ft ceilings, 8-ft doors, and an open layout filled with natural light. The great room centers around a gas fireplace, connecting seamlessly to the chef-inspired kitchen featuring quartz countertops, a farm sink with accessories, GE Profile Smart Appliances, gas cooktop, double ovens, custom cabinetry with spice pull-out, and a walk-in pantry. The main level hosts a peaceful primary suite with a large walk-in closet and spa-style bath, plus a second bedroom and full bath that offer flexibility for guests, a home office, or multi-generational living. Upstairs, two spacious bedrooms with walk-in closets share a true Jack & Jill bath. Two small unfinished spaces provide creative potential—ideal for a hidden gun safe, craft nook, or playroom. A unique built-out living area under the stairs is wired for cable and offers the ultimate cozy hideaway—perfect for kids’ play, gaming, reading, or even a quiet pet retreat. Outdoor living shines with a covered porch and extended deck overlooking the shaded backyard. Added perks include a large laundry room with linen closet, oversized garage with EV charger, spray foam insulation, tankless gas water heater, security system prewired by Wire Works, and Tech Shield radiant barrier roof decking. Backed by a 2-10 Home Buyer’s Warranty. Listing Agent is wife of Builder/Seller.
Getting Around
Schools
Construction
Condition
- Year built: 2025
Materials
- Foundation: Slab
- Construction materials: Cement Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Microwave
- Laundry features: Washer Hookup,Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
Features
- Ceiling Fan(s),Kitchen Island,Living/Dining Room,Walk-In Pantry,Attic
- Flooring: Carpet,Plank,Simulated Wood,Tile
- Number of fireplaces: 1
- Fireplace features: One
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,529
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total interior livable area: 2,529 sqft
Property
Details
- Parcel number: 0108344007027.000
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Covered,Patio
- Exterior features: Storage
- Fencing: None
Lot
- Lot size: 0.50 Acres
- Features: < 1/2 Acre,Level
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Two Car Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $180 | $2,160 |
| Property Taxes | $189 | $2,268 |
| Electricity | $282 | $3,395 |
| Total | $3,684 | $44,208 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-02 | Price change | $599,900 |
| 2025-11-13 | Listed for sale | $615,000 |
