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317 Harvest Point Way #222B, Mount Washington, KY, 40047

3beds
3baths
2,187sqft
$319,900
$146price/sqft
$2,183/moest. monthly cost
$87,320/yrincome needed

About This Home

New construction by Fischer Homes in the beautiful Harvest Point community with the Wembley plan, featuring a stunning island kitchen with lots of cabinet and countertop space. Spacious family room expands to open dining area. Private study with double doors. Primary Suite with private bath and walk-in closet. Upstairs features two additional secondary bedrooms, loft, and hall bath. Two car garage.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
Eastside Middle SchoolGrades 6-81.7 mi
6/10
Bullitt East High SchoolGrades 9-122.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Cement Siding

Other

  • Builder name: Fischer Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second
  • Area: 154
  • Dimensions: 11.00 x 14.00

Bedroom

  • Level: Second
  • Area: 168
  • Dimensions: 12.00 x 14.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: First
  • Area: 143
  • Dimensions: 11.00 x 13.00

Family Room

  • Level: First
  • Area: 255
  • Dimensions: 15.00 x 17.00

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,187

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,187
  • Total interior livable area: 2,187 sqft

Kitchen

  • Level: First
  • Area: 120
  • Dimensions: 10.00 x 12.00

Library

  • Level: First
  • Area: 100
  • Dimensions: 10.00 x 10.00

Loft

  • Level: Second
  • Area: 352
  • Dimensions: 22.00 x 16.00

Primary Bedroom

  • Level: First
  • Area: 180
  • Dimensions: 12.00 x 15.00

Property

Details

  • Parcel number: 0

Features

  • Stories: 1
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 37 x 128

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$171$2,052
Property Taxes $223$2,676
Electricity $172$2,072
Total$2,183$26,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,845/yr
40% on housing$65,490/yr
45% on housing$58,213/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 40047$150
Bullitt County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 40047$187
Bullitt County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$339,900
2026-02-23Price change$342,298
2025-10-20Listed for sale$340,121

New Construction Spec

AgentAl A Hencheck
BrokerageHMS Real Estate

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