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312-314 5th St NW #312-314, Great Falls, MT, 59404

--beds
--baths
3,904sqft
$399,000
$102price/sqft
$2,734/moest. monthly cost
$109,360/yrincome needed

About This Home

This up /down duplex was originally built in 1895. Upstairs has been totally remodeled and is currently being rented for $1400 per month. The downstairs unit was originally a bakery. Then a cigar store. After that, it was Guttenberg market groceries a neighborhood grocery store then Canfield grocery store, after that a vending machine outlet followed by what it now is a up-down residential duplex. recent renovations include a deck off of the upstairs unit with a greenhouse. Also, a hot tub area with hot tub off of the downstairs unit. This historic property is a must see for anybody looking for an investment property. The downstairs unit could also be rented or easily be put back to a retail space, buyers' choice

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

7/10
Riverview SchoolGrades PK-61.4 mi
5/10
North Middle SchoolGrades 7-82.2 mi
5/10
C M Russell High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1895

Materials

  • Foundation: Stone,Basement

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Interior Area

  • Total structure area: 3,904
  • Total interior livable area: 3,904 sqft

Property

Details

  • Parcel number: 02301511215090000
  • Zoning description: 1
  • Special condition: Standard

Features

  • Has spa: Yes
  • Spa features: Hot Tub

Lot

  • Lot size: 4,704 sqft

Parking

  • Parking features: Additional Parking,Alley Access,RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Cascade County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance $193$2,316
Property Taxes $256$3,072
Electricity $268$3,216
Total$2,734$32,808

Income You'd Need if You Spent...

35% on housing$93,737/yr
40% on housing$82,020/yr
45% on housing$72,906/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 59404$178
Cascade County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 59404$189
Cascade County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-13Listed for sale$399,000

For Sale by Agent

AgentGym Anderson
BrokerageMontana's Best Realty

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