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808 Joyce Ln, Saint Johns, MI, 48879

2beds
2baths
1,343sqft
$389,900
$290price/sqft
$2,721/moest. monthly cost
$108,840/yrincome needed

About This Home

Welcome to Northwoods of St. Johns! This beautiful condominium offers 1,343 sq. ft. of thoughtfully designed living space with a modern, open floor plan that flows seamlessly throughout the main level. The great room features 10' tray ceilings, laminate flooring, recessed lighting, and a ceiling fan for added comfort. The kitchen is well-appointed with granite countertops, a stylish tile backsplash, ample cabinetry, a pantry, and stainless steel appliances. The primary suite also boasts 10' tray ceilings, a spacious walk-in closet, and a private bath with double sinks and a walk-in shower. The full basement includes an egress window and is stubbed for a third bathroom, offering excellent potential for future finishing and additional living space. This unit is currently under construction with an estimated completion date fall of 2026. Reserve your unit today with only $10,000 down! Call the listing agent for additional details. Images are representative of a previously constructed home and may reflect optional upgrades available at an additional cost.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

--
Gateway Elementary SchoolGrades PK-50.8 mi
9/10
St. Johns Middle SchoolGrades 6-81.8 mi
6/10
St. Johns High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Range,Microwave,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Full,Sump Pump

Bedroom2

  • Level: First
  • Area: 129.8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 151.8

Features

  • Ceiling Fan(s),Double Vanity,Entrance Foyer,High Ceilings,Open Floorplan,Pantry,Recessed Lighting,Tray Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,343

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,686
  • Total interior livable area: 1,343 sqft

Kitchen

  • Level: First
  • Area: 132

Living Room

  • Level: First
  • Area: 219.76

Master Bedroom

  • Level: First
  • Area: 219.76

Property

Details

  • Parcel number: 30015200001400
  • Zoning description: Zoning
  • Foundation area: 1343

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch

Lot

  • Features: Back Yard,Front Yard,Level
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Finished,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters in Clinton County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$176$2,112
Property Taxes $386$4,632
Electricity $188$2,259
Total$2,721$32,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,291/yr
40% on housing$81,630/yr
45% on housing$72,560/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 48879$157
Clinton County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 48879$144
Clinton County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-13Listed for sale$359,900

New Construction

AgentChristina Kay Tamburino
BrokerageTamburino Real Estate

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