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113th St, Zearing, IA, 50278

--beds
--baths
0sqft
$735,305
--price/sqft
$5,341/moest. monthly cost
$213,640/yrincome needed

About This Home

73.90 acres, m/l, located approximately 2½ miles northeast of Zearing, Iowa on the north side of 113th St. This gently sloping farm has an estimated 55.00 acres currently in crop production with a CSR2 of 78.20. There are also 4.60 acres enrolled in a CP-27 CRP contract and 12.76 acres enrolled in a CP-28 CRP contract that pays $5,208.00 annually and expires on 9/30/36. This is a nice mix of row crop and CRP acres in northeast Story County.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Farm

Property

Details

  • Parcel number: 0402300300
  • Zoning: Agriculture

Features

  • Topography of land: Sloped

Lot

  • Lot size: 73.90 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,718$44,616
Home Insurance *$669$8,028
Property Taxes $833$9,996
Electricity $121$1,452
Total$5,341$64,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,120/yr
40% on housing$160,230/yr
45% on housing$142,426/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 50278$121
Story County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 50278$127
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$735,305
2026-04-08Listing removed$735,305
2026-01-28Price change$735,305
2025-11-14Listed for sale$775,950

For Sale by Agent

AgentDoug Hensley
BrokerageHertz Real Estate Services

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