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L1-52B Harmon Dr, Zion Crossroads, VA, 22942

3beds
3baths
2,097sqft
$621,900
$297price/sqft
$3,888/moest. monthly cost
$155,520/yrincome needed

About This Home

The Willow with an unfinished walkout basement is a to-be-built home in the newly released section of Spring Creek, set on a homesite that’s just over a third of an acre. The single-level layout includes 3 bedrooms, 2.5 baths, and a 2-car garage. Inside, the kitchen offers a gas range and oversized island that opens to the main living area for a connected, open feel. A pocket office adds flexibility, and the primary suite features a private bath and walk-in closet. Standard features reflect solid craftsmanship and energy efficiency throughout. Buyers can personalize interior finishes in the design studio. Estimated 7 to 8 month build timeline. Photos are from a previously built Willow and may show optional upgrades. Final pricing may vary by elevation and lot.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
7/10
8/10
Louisa County High SchoolGrades 9-1216.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured
  • Roof: Architectural,Composition,Shingle
  • Construction materials: Aluminum Siding,Attic/Crawl Hatchway(s) Insulated,Blown-In Insulation,Fiber Cement,HardiPlank Type,Low VOC Insulation,Stick Built,Stone,Cement Siding,Ducts Professionally Air-Sealed

Other

  • Builder name: Greenwood Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,ENERGY STAR Qualified Dishwasher,Disposal,Gas Range,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Double Vanity,Primary Downstairs,Walk-In Closet(s),Entrance Foyer,Home Office,Kitchen Island,Programmable Thermostat,Recessed Lighting,Utility Room
  • Window features: Insulated Windows,Low-Emissivity Windows,Screens,Tilt-In Windows,Vinyl,ENERGY STAR Qualified Windows
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: One,Gas,Glass Doors,Gas Log,Sealed Combustion
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,097

Foyer

  • Level: First

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Central,Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,703
  • Total interior livable area: 2,097 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 36L152
  • Zoning description: R Residential

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community,Pool,Association
  • Patio & porch: Concrete,Front Porch,Porch
  • Exterior features: Awning(s),Rain Gutters
  • Has view: Yes
  • View description: Residential

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Attached,Electricity,Garage Faces Front,Garage,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,144$37,728
Home Insurance *$216$2,592
Property Taxes $326$3,912
Electricity $202$2,433
Total$3,888$46,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,302/yr
40% on housing$116,640/yr
45% on housing$103,680/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 22942$192
Louisa County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 22942
Louisa County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-14Listed for sale$646,400

New Construction Spec

AgentAMANDA KATE LEMON
BrokerageNEST REALTY GROUP

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