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409 N E St, Hamilton, OH, 45013

3beds
2baths
2,028sqft
$189,900
$94price/sqft
$1,462/moest. monthly cost
$58,480/yrincome needed

About This Home

Fantastic opportunity in a quiet, up-and-coming Hamilton neighborhood! This brick and wood-sided ranch/bungalow offers 3 bedrooms on the main level, a possible 4th bedroom in the finished lower level, and 1,183 sq ft of above-grade living space. Features include hardwood floors, a full bath on the main floor, and a half bath in the lower level. The flexible floor plan provides great potential for renovation, value-add updates, and instant equity growth. A two-car detached garage adds extra storage, parking, or workshop spaceperfect for today's buyers. Located in a walkable community just steps from schools, parks, shops, dining, and public transportation, this home is ideal for those seeking convenience, neighborhood charm, and long-term upside. Whether you're an investor, a first-time homebuyer, or a DIY renovator, this property offers incredible potential and tons of curb appeal. Bring your vision and make this home your next success story!

Getting Around

64
WalkingSomewhat Walkable
22
TransitMinimal Transit
52
BikeBikeable

Schools

5/10
7/10
Wilson Middle SchoolGrades 7-80.6 mi
5/10
Hamilton High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Handyman
  • Year built: 1929

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Craftsman/Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Partial
  • Level: Lower

Bedroom2

  • Level: First
  • Area: 121

Bedroom3

  • Level: First
  • Area: 99

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Wood Floor
  • Level: First
  • Area: 99

Family Room

  • Features: Wood Floor
  • Area: 168

Features

  • Ceiling Fan(s)
  • Door features: Multi Panel Doors
  • Window features: Double Pane Windows,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Brick,Inoperable,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,028
  • Total interior livable area: 2,028 sqft

Kitchen

  • Features: Vinyl Floor
  • Area: 99

Living Room

  • Features: Walkout,Fireplace,Wood Floor
  • Area: 154

Master Bathroom

  • Features: Tub w/Shower

Master Bedroom

  • Features: Wood Floor
  • Level: First
  • Area: 121

Office

  • Area: 0

Property

Details

  • Parcel number: P6411017000026
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Fencing: Metal
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 4,778 sqft
  • Features: Less than .5 Acre
  • Lot size dimensions: 40 x 119

Parking

  • Total spaces: 2
  • Parking features: Off Street,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$102$1,224
Property Taxes $183$2,196
Electricity $217$2,610
Total$1,462$17,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,125/yr
40% on housing$43,860/yr
45% on housing$38,986/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 45013$170
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45013$175
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-14Listed for sale$189,900

For Sale by Agent

AgentMark J Rankin
BrokerageKeller Williams Seven Hills Re

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