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9435 118th St, Burlington, IA, 52601

2beds
1baths
1,024sqft
$210,000
$205price/sqft
$1,654/moest. monthly cost
$66,160/yrincome needed

About This Home

This unique property, situated on over 3 acres just off a hard-surfaced road, offers both tranquility and convenience, located less than ten minutes from city limits. The main house features over 1,000 square feet, two bedrooms, and one bathroom. An exceptional feature is the detached workshop, which includes a four-car garage and a separate one-bedroom apartment, perfect for generating rental income or providing private living quarters. Recent updates to the property include roofs and furnaces on both buildings, which are thought to be around ten years old. The property is supported by two septic systems, one of which was new in 2022. This is a truly rare and one-of-a-kind find. The house may be rented for $1200 a month. The owner is a licensed real estate agent in the state of Florida.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
20
BikeSomewhat Bikeable

Schools

7/10
2/10

Construction

Condition

  • Year built: 1978

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,024 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1120251001

Lot

  • Lot size: 3.41 Acres
  • Lot size dimensions: 3.41 acres m/l

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Drought
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$234$2,808
Property Taxes $238$2,856
Electricity $121$1,452
Total$1,654$19,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,708/yr
40% on housing$49,620/yr
45% on housing$44,106/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 52601$86
Des Moines County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 52601$96
Des Moines County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-02Price change$220,000
2026-03-10Price change$235,000
2025-11-14Listed for sale$245,000

For Sale by Agent

AgentTammy Starkey
BrokerageCentury 21/Property Professionals

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