103 N Mary St, Hedgesville, WV, 25427
About This Home
This is a semi detached commercial building with an owner apartment, an attic and a basement. 2/ 200 amp electric, city water and sewer, oil furnace, woodstove, electric water heater. Both sides together for $410,000. Must have proof of funds for showing. Commercial zoning, but town ordinance allows for living quarters for owner and immediate family.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1944
Materials
- Roof: Asphalt
Type & Style
- Home type: Unknown
Interior
Basement
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Flooring: Hardwood,Laminate,Linoleum / Vinyl
Interior Area
- Total interior livable area: 3,300 sqft
Property
Features
- Exterior features: Brick
- Has view: Yes
- View description: City,Mountain
Lot
- Lot size: 5,227 sqft
Parking
- Parking features: Garage - Attached,On-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Drought
- Hail
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across West Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,972 | $23,664 |
| Home Insurance * | $154 | $1,848 |
| Property Taxes | $172 | $2,064 |
| Electricity | $341 | $4,102 |
| Total | $2,639 | $31,668 |
Income You'd Need if You Spent...
West Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-31 | Price change | $410,000 |
| 2025-11-14 | Listed for sale | $224,000 |
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