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78650 42nd Ave #1514, Indio, CA, 92203

1beds
1baths
760sqft
$220,000
$289price/sqft
$1,726/moest. monthly cost
$69,040/yrincome needed

About This Home

REDUCED! Step into this light, bright unit featuring vaulted ceilings, a private balcony, and an easy, open floorplan that lives larger than its footprint. The unit has been freshly painted and includes a new AC system, new electrical panel, updated bathroom, and all appliances—including washer and dryer—convey, making this a truly turnkey opportunity. Enjoy the convenience of a private laundry room, generous primary walk in closet, 2 dedicated parking spaces, and a prime location just minutes to the I-10, top-rated restaurants, retail shops, PGA West and Indian Wells Tennis Garden. The community offers an array of resort-style amenities including multiple pools and spas, tennis courts, a small fitness center, and a meeting room. HOA fees cover water, trash, exterior building maintenance (HOA scheduled to repaint the exteriors soon), and roof maintenance for worry-free living. Whether you’re looking for a full-time residence, vacation getaway, or investment property, this well-appointed unit is a must-see.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
9/10
Palm Desert High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1988

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Washer
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Cooling

  • Cooling features: Central Air,Electric

Features

  • Main Level Primary
  • Fireplace features: None
  • Common walls with other units/homes: 2+ Common Walls,No One Above

Interior Area

  • Total interior livable area: 760 sqft

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 219108144DA
  • Attached to another structure: Yes
  • Zoning: Condominium
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 2
  • Pool features: Community,Heated,In Ground,Association
  • Has view: Yes
  • View description: Park/Greenbelt,Neighborhood

Lot

  • Lot size: 871.20 sqft

Parking

  • Total spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$64$768
Property Taxes $152$1,824
Electricity $398$4,786
Total$1,726$20,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,177/yr
40% on housing$51,780/yr
45% on housing$46,026/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 92203$214
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92203$283
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-07Price change$220,000
2025-12-18Price change$229,000
2025-11-15Listed for sale$235,000

For Sale by Agent

AgentTammy Tidmore
BrokerageWillis Allen Real Estate

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