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408 Molly Lane, Fort Morgan, CO, 80701

2beds
2baths
2,644sqft
$365,000
$138price/sqft
$2,562/moest. monthly cost
$102,480/yrincome needed

About This Home

Discover modern comfort in this brand-new construction tri-plex home. Designed for effortless main-floor living, this open concept ranch floorplan combines upgraded finishes with a highly functional layout. Soaring high ceilings and recessed lighting create a bright, airy ambiance and perfectly curated spaces for dedicated dining, gathering and a large kitchen island that is sure to be the entertainment hub of the home. This brand-new home features 2 bedrooms, 2 bathrooms, plus a dedicated home office complete with built in upper and lower cabinetry and granite countertops as well as a massive closet for additional storage. You will love your new Chef's kitchen complete with slab granite countertops, solid wood cabinetry, and brand-new stainless-steel appliances and durable, contemporary Luxury Vinyl Plank (LVP) flooring throughout the main living areas. The dedicated laundry space is located on the main level for ultimate convenience. The fully fenced yard offers privacy and a perfect place for pets and outdoor relaxation. Your new 2 car attached garage is fully drywalled and offers ample room for parking and storage. The large full-sized basement can be finished with an additional bedroom, bathroom and living space by the builder for an additional cost if you so desire. This new home provides an ideal location & lifestyle as it is conveniently situated in the growing community of Fort Morgan, CO. This home offers the perfect blend of small-town charm and modern convenience. Enjoy easy access to local parks, The Field House, schools, dining & shopping on Historic Main Street, quick and easy access to Highway 76 all while living in a low-maintenance, turn-key property. Please call to schedule a tour today and make sure to inquire about lender incentives being offered on this property! Look at 412 Molly Lane for photos and a true furnished vision of the same floor plan!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
--
Lincoln High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Self Cleaning Oven

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Unfinished

Bathroom

  • Features: Primary Suite
  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Features: Primary Suite
  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,361
  • Common walls with other units/homes: 2+ Common Walls

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Air Conditioning-Room

Interior Area

  • Total structure area: 2,644
  • Total interior livable area: 2,644 sqft

Kitchen

  • Level: Main

Office

  • Level: Main

Property

Details

  • Parcel number: 122905329002
  • Attached to another structure: Yes
  • Special condition: Standard
  • Exclusions: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Fencing: Full

Lot

  • Lot size: 3,450 sqft

Parking

  • Total spaces: 2
  • Parking features: Dry Walled
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Cold Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$360$4,320
Property Taxes $158$1,896
Electricity $199$2,395
Total$2,562$30,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,840/yr
40% on housing$76,860/yr
45% on housing$68,320/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 7.9%
7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 80701$191
Morgan County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 80701$171
Morgan County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$365,000

New Construction

AgentMelissa Bollacker
BrokerageYour Castle Real Estate Inc

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