12543 NE 48th Ter, Oxford, FL, 34484
About This Home
Under Construction. PRIOR to FRAMING - Natural Gas option is available at an additional cost. CONCRETE BLOCK CONSTRUCTION. Spacious 4/2/2 with great curb appeal, starting with stone accents to glass front entry door with transom window allowing lots of natural light into the foyer. Enjoy the feel of openness with vaulted ceilings throughout the kitchen, bedrooms and dining room as well as 10’H ceilings in the foyer and family room. You will find Shaker Style cabinets and granite countertops in the kitchen and bathrooms, matte black plumbing & lighting fixtures, hinges and cabinet hardware along with stainless appliances (Range, Microwave and Dishwasher). 12 x 24 tile in all areas of the home except the bedrooms which are carpeted. The master bath has the separate tiled shower in addition to a soaking tub. 1.5 mile from the new Costco and Hobby lobby. Publix, Marshalls, Bealls, Ace Hardware, Fresh Market, Bonefish Grill, Olive Garden, Starbucks, Dunkin, IHop and medical offerings all nearby. Enjoy the convivence of village living without the Bond or the CDD.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stone,Stucco
Other
- Builder model: 1820B
- Builder name: Adams Homes of NW FL
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range
- Laundry features: Inside,Laundry Room
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 99
- Dimensions: 11x9
Bedroom3
- Features: Built-in Closet
- Level: First
- Area: 209
- Dimensions: 11x19
Bedroom4
- Features: Built-in Closet
- Level: First
- Area: 99
- Dimensions: 9x11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 120
- Dimensions: 12x10
Features
- High Ceilings,In Wall Pest System,Open Floorplan,Split Bedroom,Stone Counters,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,408
- Total interior livable area: 1,831 sqft
Kitchen
- Features: Pantry
- Level: First
Living Room
- Level: First
- Area: 208
- Dimensions: 13x16
Primary Bedroom
- Features: Dual Sinks,En Suite Bathroom,Exhaust Fan,Garden Bath,Granite Counters,Tub with Separate Shower Stall,Window/Skylight in Bath,Walk-In Closet(s)
- Level: First
- Area: 192
- Dimensions: 12x16
Property
Details
- Parcel number: D08J116
- Zoning: R1
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System,Sprinkler Metered
Lot
- Lot size: 6,824 sqft
Parking
- Total spaces: 2
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Strong Wind
- Tornado
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Sumter County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,816 | $21,792 |
| Home Insurance * | $244 | $2,928 |
| Property Taxes | $221 | $2,652 |
| Electricity | $197 | $2,366 |
| Total | $2,478 | $29,736 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-13 | Price change | $384,250 |
| 2026-03-09 | Price change | $379,250 |
| 2025-11-17 | Listed for sale | $384,250 |
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