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112 E Hilltop Dr, Gastonia, NC, 28054

3beds
1baths
1,331sqft
$285,000
$214price/sqft
$1,963/moest. monthly cost
$78,520/yrincome needed

About This Home

Brand-new 3-bedroom, 2.5-bath home under construction in the heart of Gastonia. Thoughtfully designed with high-end finishes, this home features an open layout filled with natural light, making it perfect for entertaining. The modern kitchen showcases a sleek range hood, granite countertops, and stylish cabinetry, combining elegance with functionality. Upstairs, the spacious primary suite offers a private retreat, accompanied by two additional bedrooms and a second full bath. Situated on a spacious corner lot, this home offers plenty of outdoor space while being just minutes from I-85 and only 30 minutes from Charlotte. It’s also close to the FUSE District, CaroMont Health Park, local dining, and entertainment. Qualified buyers may be eligible for up to $7,500 in down payment assistance through HUD/Gastonia. A builder’s warranty is included for added peace of mind.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

2/10
6/10
2/10
Hunter Huss High SchoolGrades 9-120.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Other

  • Builder name: JSC Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Dishwasher,Refrigerator,Washer/Dryer
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,331

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,331
  • Total interior livable area: 1,331 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 314821
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.28 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Lightning
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$140$1,680
Property Taxes $182$2,184
Electricity $200$2,405
Total$1,963$23,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,302/yr
40% on housing$58,890/yr
45% on housing$52,346/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 28054$126
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28054$171
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$320,000
2026-01-27Listing removed$305,000
2026-01-13Listed for sale$305,000

New Construction

AgentJoshua Garcia
BrokerageBerkshire Hathaway HomeServices Carolinas Realty

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