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8353 31 1/2 St SE, Jamestown, ND, 58401

5beds
4baths
5,557sqft
$1,275,000
$229price/sqft
$9,897/moest. monthly cost
$395,880/yrincome needed

About This Home

LOCATION! LOCATION! Welcome to this stunning waterfront home that features floor-to-ceiling windows in the huge and inviting great room that gives you a view up and down the Jamestown reservoir! This 5 bedroom, 3 1/2 bath home is located just minutes from town and sits on 2 lots for a total of 4.2 acres. Some features include a 10 to 15 foot wide concrete deck around entire home, steel frame, heated floors in basement and main floor, Main floor Master suite and laundry, The upper loft overlooks living room, 4 more bedrooms with a Jack n Jill bath and a single bathroom. The basement has another 30' x 30' shop, bonus room, plus a 14' x 30' side room plumbed for living area, 12' ceilings ready to be finished. The entire basement/garage has heated floors. There is a 1320 Sq Ft garage in basement with 12' garage door and ceilings with a floor drain. plus a 24x24 detached garage. This exceptional home combines lake living with convenience to town. Path to water, dock permit available from County. See documents for additional information.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
6/10
Jamestown Middle SchoolGrades 6-83.5 mi
2/10
Jamestown High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Range,Washer

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Concrete,Storage Space,Unfinished,Walk-Out Access,See Remarks

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bathroom3

  • Level: Upper

Bathroom4

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Basement

Dining Room

  • Level: Main

Features

  • See Remarks
  • Finished area below ground: 1,320
  • Finished area above ground: 4,237

Heating & Cooling

  • Heating features: Radiant Floor,See Remarks,Forced Air,Hot Water,Natural Gas,Pellet Stove
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,557
  • Total interior livable area: 5,557 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Master Bedroom

  • Level: Main

Other

  • Level: Main

Storage

  • Level: Upper

Workshop

  • Level: Basement

Property

Details

  • Parcel number: 035110002, 035110004

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Other
  • On waterfront: Yes
  • Waterfront features: Water Access,Waterfront

Lot

  • Lot size: 4.20 Acres
  • Features: Lot - Owned
  • Lot size dimensions: 500 x 350

Parking

  • Total spaces: 6
  • Parking features: Detached,Basement
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Strong Wind
Winter Weather
Tornado
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters Across North Dakota Counties

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,447$77,364
Home Insurance $1,061$12,732
Property Taxes $2,030$24,360
Electricity $359$4,310
Total$9,897$118,764

Income You'd Need if You Spent...

35% on housing$339,325/yr
40% on housing$296,910/yr
45% on housing$263,920/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 58401$96
Stutsman County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 58401$122
Stutsman County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$1,250,000
2026-06-24Listed for sale$1,275,000

For Sale by Agent

AgentMichael R Gergen
BrokerageKeller Williams Inspire Realty

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