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9903 MONTE CARMEL PLACE, Converse, TX, 78109

5beds
3baths
2,466sqft
$336,650
$137price/sqft
$2,627/moest. monthly cost
$105,080/yrincome needed

About This Home

Available for May 2026! The 5-bedroom, two-story Enloe plan is built for growing families. Featuring the Primary plus a guest room downstairs with 3 bedrooms and a Game Room upstairs.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

5/10
2/10
East Central High SchoolGrades 9-125.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Siding,Radiant Barrier

Other

  • Builder name: PULTE

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Disposal,Dishwasher,Plumbed For Ice Maker,Vented Exhaust Fan,ENERGY STAR Qualified Appliances
  • Laundry features: Washer Hookup,Dryer Connection

Bedroom2

  • Area: 169

Bedroom3

  • Area: 110

Bedroom4

  • Area: 144

Bedroom5

  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Area: 96

Features

  • One Living Area,Separate Dining Room,Kitchen Island,Loft,Utility Room Inside,Secondary Bedroom Down,1st Floor Lvl/No Steps,High Ceilings,Open Floorplan,High Speed Internet,Master Downstairs,Solid Counter Tops,Programmable Thermostat
  • Window features: Double Pane Windows,Low Emissivity Windows
  • Flooring: Carpet,Vinyl
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: 13-15 SEER AX,Central Air

Interior Area

  • Total interior livable area: 2,466 sqft

Kitchen

  • Area: 144

Living Room

  • Area: 240

Master Bathroom

  • Features: Shower Only,Double Vanity
  • Area: 90

Master Bedroom

  • Features: Walk-In Closet(s)
  • Area: 208

Property

Accessibility

  • Accessibility features: Level Drive,First Floor Bath,First Floor Bedroom,Stall Shower

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community
  • Patio & porch: Covered
  • Fencing: Privacy

Lot

  • Lot size: 5,401 sqft
  • Features: Corner Lot,Curbs,Sidewalks,Streetlights
  • Lot size dimensions: 45X120

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Tornado
Drought
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,702$20,424
Home Insurance *$221$2,652
Property Taxes $434$5,208
Electricity $270$3,249
Total$2,627$31,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,068/yr
40% on housing$78,810/yr
45% on housing$70,053/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 78109$138
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78109$141
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$336,650
2026-03-28Price change$257,490
2026-01-23Price change$272,490
2025-11-17Listed for sale$271,990

New Construction Spec

AgentClay Woodard
BrokerageMove Up America

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