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2439 Willow Way, San Mateo, CA, 94403

3beds
3baths
1,501sqft
$1,532,096
$1,021price/sqft
$9,075/moest. monthly cost
$363,000/yrincome needed

About This Home

This tranquil enclave of homes nestled amongst lush green space with stunning panoramic views of the peninsula with proximity to San Francisco, Silicon Valley, and Half Moon Bay. It is conveniently located within a few blocks of Laurelwood Plaza with a grocery store, vibrant restaurants, coffee, tea, and shopping. Its few minutes drive from easy commuter access to 92, 101, or 280 and highly ranked schools. Lifestyle enhancing amenities include outdoor fitness areas, dog park, community gardens, picnic areas, tot lot, and walking trails. Within 10 minutes drive there is the Peninsula Golf, downtown, Cal train station, Hillsdale Mall, Costco, Whole Foods, and Crystal Springs hiking trails. SF airport is fifteen minutes drive. Luxury designer finishes include quartz countertop, gorgeous full kitchen backsplash, upgraded cabinets, premium wood floors, and lux bathroom finishes. Solar is included which helps to lower energy cost.

Getting Around

27
WalkingCar-Dependent
33
TransitSome Transit
26
BikeSomewhat Bikeable

Schools

4/10
Abbott Middle SchoolGrades 6-80.9 mi
9/10
Hillsdale High SchoolGrades 9-120.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: None

Other

  • Builder name: Pulte Homes

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: DiningArea

Family Room

  • Features: KitchenFamilyRoomCombo

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Zoned

Interior Area

  • Total structure area: 1,501
  • Total interior livable area: 1,501 sqft

Property

Details

  • Parcel number: 041650008
  • Zoning: R1
  • Special condition: NewSubdivision

Parking

  • Total spaces: 2
  • Parking features: Attached,Tandem
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,747$92,964
Home Insurance *$126$1,512
Property Taxes $804$9,648
Electricity $398$4,786
Total$9,075$108,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$311,142/yr
40% on housing$272,250/yr
45% on housing$242,000/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,021This listing

vs Other Active Listings

Avg $/sqft

ZIP 94403$767
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94403$1,159
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Price change$1,706,996
2025-11-17Listed for sale$1,604,990

New Construction Spec

AgentMichele Tancredi
BrokerageMichelle Tancredi, Broker

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