10384 & 10386 Us Route 11, Adams, NY, 13605
About This Home
Live, Work, and Profit — All in One Place! Welcome to 10384 & 10386 US Route 11 Adams, New York. This mixed-use property includes a 986 square foot 2-bedroom/1-bathroom house as well as an 806 square foot commercial building. This unique setup affords buyers with a live-and-work option, or income potential by renting out one or both spaces! The Ranch-style home offers convenient single-floor living, featuring good-sized bedrooms with spacious closets. The house is open-concept with a large eat-in kitchen at the front and living room with fireplace in the back, overlooking a private deck & backyard. The commercial building is currently setup as an insurance company, with a large open common room with plenty of floor space. A good sized office, bathroom, and kitchenette make up the rest of the space along with additional storage in the basement. The most important aspects of a commercial space are location and access, and this one checks both of those boxes. You'll find ample parking outside located alongside a visible & well-traveled stretch of US Route 11. Whether you're relocating a current business or dreaming up a new one, you're going to love this address! Contact an agent today for details, or to setup a private showing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1972
Materials
- Foundation: Block
- Construction materials: Other,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Free-Standing Range,Oven,Refrigerator
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Eat-in Kitchen,Home Office,Other,See Remarks,Bedroom on Main Level
- Flooring: Laminate,Varies
- Finished area below ground: 120
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 986
- Total interior livable area: 986 sqft
Property
Details
- Parcel number: 2220891080170001077000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Exterior features: Blacktop Driveway
Lot
- Lot size: 0.34 Acres
- Features: Rectangular,Rectangular Lot
- Lot size dimensions: 78 x 191
Parking
- Total spaces: 1
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,263 | $15,156 |
| Home Insurance * | $150 | $1,800 |
| Property Taxes | $274 | $3,288 |
| Electricity | $246 | $2,954 |
| Total | $1,933 | $23,196 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-06 | Listed for sale | $299,900 |
View on Zillow