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12949 County Highway 41, Frazee, MN, 56544

1beds
1baths
2,880sqft
$174,900
$61price/sqft
$1,331/moest. monthly cost
$53,240/yrincome needed

About This Home

SPACIOUS CORNER LOT IN EVERGREEN! Set on a beautiful 1.21-Acre Lot with a private, tree-lined Backyard, this Affordable Year-Round Home offers Character, Space, and Convenience. The home features Original Hardwood Floors, 10-Ft Ceilings in the Living Room, and a Full Basement with a recently updated Furnace & Water Softener. Take in the gorgeous views from your oversized Backyard, complete with great Tree Coverage and room to roam. Located just off Hwy 87 for an easy commute — only 13 minutes to Frazee and 18 minutes to Perham. An ideal opportunity for anyone seeking Space, Privacy, and Value in the heart of Evergreen.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
Frazee Elementary SchoolGrades PK-612.0 mi
6/10
Frazee SecondaryGrades 7-1212.2 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Asphalt
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Water Filtration System,Range,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Concrete,Storage Space,Unfinished

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: Forced Air,Outdoor Boiler
  • Cooling features: None

Interior Area

  • Total structure area: 2,880
  • Total interior livable area: 2,880 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Storage

  • Level: Lower

Sun Room

  • Level: Main

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 110118000
  • Zoning description: Residential-Single Family
  • Foundation area: 1440

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio,Rear Porch
  • Topography of land: Level,Pasture

Lot

  • Lot size: 1.21 Acres
  • Features: Corner Lot,Tree Coverage - Medium
  • Lot size dimensions: 256 x 206

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Strong Wind
Tornado

FEMA Declared Disasters in Becker County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$103$1,236
Property Taxes $102$1,224
Electricity $242$2,914
Total$1,331$15,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,634/yr
40% on housing$39,930/yr
45% on housing$35,493/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$61This listing

vs Other Active Listings

Avg $/sqft

ZIP 56544$195
Becker County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 56544
Becker County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-17Listed for sale$179,900

For Sale by Agent

AgentJason Witzke
BrokerageJack Chivers Realty

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