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158 Cherry Ln, Cincinnatus, NY, 13040

0beds
0baths
0sqft
$100,000
--price/sqft
$977/moest. monthly cost
$39,080/yrincome needed

About This Home

Affordable off grid, rustic cabin on a nice sized lot, very close to thousands of acres of NYS Forest, provides optimal hunting and outdoor recreation opportunities, remote but still close to amenities. Located on a Seasonal gravel road, the cabin was built on site. It will come mostly furnished with a wood stove and generator. The cabin has a working plumbing system that pulls ground water in to be able to flush the toilet. Cabin has a loft for a sleeping area to maximize the 1st floor . The area around the cabin offers plenty of parking for vehicles, additional campers or ATVs. The cabin can sleep several adults and children if desired, and has a metal roof. The land to the rear of the property looks as though it could make for a great pond location if someone wanted to add one. Five streams State Forest state park has 6353 acres of public land for hunting, hiking or additional recreational activities are available. The Fingers lake trail is within walking distance from this property. Dorchester Park and the Whitney Point Reservoir is located less than a half hour away and offers a public beach, picnic areas, public boat launch and outstanding water sports and fishing. Although this is a remote and private location, amenities are close by in Norwich or Cortland, while Binghamton is an easy commute just 40 minutes away. NYC/George Washington Bridge is only a 3 hour drive.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
8/10
7/10
Cincinnatus High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Features

  • Finished area above ground: 0

Heating

  • Heating features: Wood,Other

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 082800141.0000002004.000
  • Lease amount: 0

Features

  • Patio & porch: Open Porch
  • Has view: Yes
  • View description: Private,Wooded
  • Frontage length: 0

Lot

  • Lot size: 5.73 Acres
  • Features: Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters in Chenango County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$56$672
Property Taxes $170$2,040
Electricity $246$2,954
Total$977$11,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,497/yr
40% on housing$29,310/yr
45% on housing$26,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13040$104
Chenango County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 13040$120
Chenango County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-17Listed for sale$100,000

For Sale by Agent

AgentJosh Buell
BrokerageWHITETAIL PROPERTIES REAL ESTATE LLC (NY)

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