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8770 James Creek Dr Lot 76, Ooltewah, TN, 37363

2beds
2baths
1,364sqft
$299,900
$220price/sqft
$2,032/moest. monthly cost
$81,280/yrincome needed

About This Home

MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: ✔ $7,500 toward Buyer's closing costs ✔ 3 Years of HOA Dues PREPAID ✔ Additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close By 3/31/26) Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Bluebell floor plan and finishes may vary. Schedule your private tour today.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
6/10
Hunter Middle SchoolGrades 6-82.5 mi
5/10
Ooltewah High SchoolGrades 9-121.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Vinyl Siding,Fiber Cement

Other

  • Builder name: Turner Homes, LLC.

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Water Heater,Free-Standing Electric Range,Microwave
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Granite Counters,High Ceilings,Open Floorplan,Pantry,Primary Downstairs,Walk-In Closet(s),Tub/shower Combo,Split Bedrooms
  • Window features: Vinyl Frames
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,364

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,364
  • Total interior livable area: 1,364 sqft

Property

Details

  • Parcel number: 123g J 009
  • Special condition: Personal Interest

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Porch - Covered
  • Exterior features: Rain Gutters

Lot

  • Features: Level,Split Possible
  • Lot size dimensions: 0 acres

Parking

  • Total spaces: 1
  • Parking features: Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance $187$2,244
Property Taxes $154$1,848
Electricity $175$2,103
Total$2,032$24,384

Income You'd Need if You Spent...

35% on housing$69,668/yr
40% on housing$60,960/yr
45% on housing$54,186/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 37363$213
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37363
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Price change$310,000
2025-11-17Listed for sale$314,000

New Construction Spec

AgentDavid Dees
BrokerageWoody Creek Realty, LLC

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