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200 N Bluff St, Mount Olive, MS, 39119

3beds
2baths
1,256sqft
$60,000
$48price/sqft
$742/moest. monthly cost
$29,680/yrincome needed

About This Home

Great investment or DIY Opportunity! This three bedroom, two bath home sits on a desirable corner lot and features a durable metal roof. Renovations have been started but await your finishing touches--some building materials already on-site are included. Some of the original flooring remains, offering a chance to preserve the home's character while updating it to your style. Whether you're an investor or a hands-on buyer looking for project, this property has fantastic potential!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Raised
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Window Unit(s)

Features

  • Ceiling Fan(s)
  • Window features: Thermopane Windows
  • Flooring: Wood,Laminate

Great Room

  • Level: Main

Interior Area

  • Total structure area: 1,256
  • Total interior livable area: 1,256 sqft

Kitchen

  • Level: Main

Property

Features

  • Levels: One
  • Stories: 1

Lot

  • Features: Subdivision
  • Lot size dimensions: 16766 sq. ft. or .38 acre MOL

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Drought
Ice Storm

FEMA Declared Disasters in Covington County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$227$2,724
Property Taxes $20$240
Electricity $192$2,304
Total$742$8,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,440/yr
40% on housing$22,260/yr
45% on housing$19,786/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -12.1%
-12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$48This listing

vs Other Active Listings

Avg $/sqft

ZIP 39119$93
Covington County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 39119
Covington County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-18Listed for sale$60,000

For Sale by Agent

AgentDianne Speed
BrokerageLisa Tingle Realty LLC

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