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23330 NE 117th Ter, Fort Mc Coy, FL, 32134

3beds
2baths
1,404sqft
$215,000
$153price/sqft
$1,839/moest. monthly cost
$73,560/yrincome needed

About This Home

Nestled along the peaceful shores of Deer Back Lake, this charming 3-bedroom, 2-bath lakefront mobile home offers 1,764 square feet of comfortable living on a fully fenced 0.41-acre lot. The thoughtfully designed fencing provides separation between the front and backyard, creating a private and functional outdoor layout. Inside, the home features tile flooring throughout, a spacious living room, and fresh interior paint, giving the space a clean, inviting feel. Recent updates include a newer A/C system and water heater, providing comfort and peace of mind. Outdoor living is a highlight with a 20' x 10' screened-in back porch, perfect for enjoying tranquil lake views and Florida evenings. A wooden deck and ramp at the rear of the home, along with a side entrance, add convenience and accessibility. The property is beautifully maintained and fully cleared, showcasing manicured jasmine plants, mature magnolia trees, an orange tree, and a variety of other lush plantings that enhance the serene setting. Additional features include two storage sheds and a workshop equipped with water and electric hookups, ideal for hobbies, storage, or projects. Tucked away in a quiet, secluded area with minimal neighbors, this lake home offers privacy and tranquility while still being conveniently close to town—the perfect blend of peaceful living and accessibility.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Fort McCoy SchoolGrades PK-87.2 mi
2/10
North Marion High SchoolGrades 9-1214.8 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Washer
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 117
  • Dimensions: 13x9

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 108
  • Dimensions: 9x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Primary Bedroom Main Floor,Walk-In Closet(s)
  • Flooring: Linoleum,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,764
  • Total interior livable area: 1,404 sqft

Kitchen

  • Level: First
  • Area: 180
  • Dimensions: 15x12

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Property

Details

  • Parcel number: 0013005004
  • Zoning: R4
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Enclosed,Rear Porch,Screened
  • Exterior features: Private Mailbox,Rain Gutters,Storage
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Trees/Woods,Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake Privileges
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 0.41 Acres
  • Features: Cleared,Flood Insurance Required,FloodZone,In County,Level
  • Lot size dimensions: 95 x 190

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Wildfire
Cold Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$337$4,044
Property Taxes $218$2,616
Electricity $197$2,366
Total$1,839$22,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,051/yr
40% on housing$55,170/yr
45% on housing$49,040/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 32134$79
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 32134$204
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-28Price change$215,000
2025-12-18Listed for sale$225,000
2018-12-13Sold$99,000
2018-11-20Pending sale$105,000
2018-10-03Price change$105,000
2018-08-17Price change$110,000
2018-07-25Price change$115,000
2018-06-26Listed for sale$119,000
2017-09-22Sold$112,000
2017-09-01Pending sale$117,000
2017-08-02Listed for sale$117,000

For Sale by Agent

AgentMadison Waddell
BrokerageWORTH CLARK REALTY

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