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24642 NE 177th Ter, Fort Mc Coy, FL, 32134

2beds
2baths
1,064sqft
$110,000
$103price/sqft
$991/moest. monthly cost
$39,640/yrincome needed

About This Home

Escape to your own private oasis in the heart of the Ocala National Forest! This charming 2-bedroom, 2-bathroom home is nestled on nearly a full acre of serene, wooded land in this quiet rural community. Whether you're seeking a peaceful primary residence or a weekend getaway, you'll love being within walking distance of the community boat ramp to the Ocklawaha River. Spend your days fishing the world-famous Rodman Recreation Area, hiking the Florida Trail, or exploring the countless springs nearby. With a garage / workshop for all your gear, this is the ultimate home base for outdoor enthusiasts! Or this could be an amazing investment opportunity with the extra .38 of an acre connected lot in Fort McCoy! This solid 1,064 sq. ft. block home at 24642 NE 177th Ter offers incredible potential for the savvy buyer. Situated on a spacious 0.96-acre lot with no HOA fees, there is plenty of room for expansion, gardening, or storing your boat and RV. The property features a detached building, perfect for a workshop or extra storage. Located just minutes from Salt Springs and Silver Springs, this classic is ready for your personal touch. Homes in this area with river access are rare—don't miss out on this high-value lot and location!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

2/10
Fort McCoy SchoolGrades PK-810.7 mi
2/10
North Marion High SchoolGrades 9-1220.4 mi

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • None
  • Flooring: Carpet,Linoleum,Hardwood

Heating & Cooling

  • Heating features: Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,295
  • Total interior livable area: 1,064 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 0027700000
  • Zoning: R4
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None

Lot

  • Lot size: 0.96 Acres
  • Lot size dimensions: 166 x 252

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Cold Wave
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$172$2,064
Property Taxes $66$792
Electricity $197$2,366
Total$991$11,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,977/yr
40% on housing$29,730/yr
45% on housing$26,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 32134$80
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 32134$204
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$110,000

For Sale by Agent

AgentGregory Miller
BrokerageWEICHERT REALTORS HALLMARK PROPERTIES

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