18395 NW 4th Ter, Citra, FL, 32113
About This Home
The property is on a canal leading directly to Orange Lake—perfect for boating, fishing, and enjoying true North Central Florida waterfront living near both Orange Lake and Lochloosa Lake. If you’ve been searching for a place where you can keep your boat at home and head out on the water anytime, this is it. This property features two private boathouses with electric, a deck along the canal, and easy access out to the lake—ideal for early morning fishing or sunset rides. Sitting on three combined lots totaling just under an acre, you get space, flexibility, and privacy that’s hard to find in lake-area properties. The home is positioned on two of the lots, surrounded by mature oak trees and a beautifully maintained yard that creates a peaceful, natural setting. Inside, you’ll find a well-kept 3-bedroom, 2-bath mobile home with a spacious primary bathroom. Major systems have been updated, including a newer AC and a recently replaced well and water pump, giving you confidence in the home’s condition. There’s also an extended carport for covered parking or outdoor gatherings, plus a workshop and shed for storing tools, fishing gear, and lake equipment. The fenced yard adds functionality whether you have pets, equipment, or just want defined space. If your goal is simple—live near the water, boat with ease, and enjoy the lifestyle around Orange Lake and Lochloosa Lake—this property delivers exactly that. Roof recently updated 2026
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1973
Materials
- Roof: Other
- Construction materials: Other
Type & Style
- Home type: MobileManufactured
- Property subType: Mobile Home
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
- Laundry features: Inside,Laundry Closet
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Thermostat,Walk-In Closet(s)
- Window features: Window Treatments
- Flooring: Carpet,Linoleum
- Common walls with other units/homes: Corner Unit
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,286
- Total interior livable area: 1,344 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 0387000401
- Zoning: R4
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Enclosed,Front Porch,Screened
- Exterior features: Other
- Fencing: Fenced
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- On waterfront: Yes
- Waterfront features: Canal Front,Freshwater Canal Access,Lake Privileges
- Waterbody name: ORANGE LAKE
- Frontage length: Canal: 225
- Residential vegetation: Mature Landscaping,Trees/Landscaped
Lot
- Lot size: 0.88 Acres
- Features: Corner Lot,FloodZone,In County,Oversized Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hurricane
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Marion County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $833 | $9,996 |
| Home Insurance * | $83 | $996 |
| Property Taxes | $98 | $1,176 |
| Electricity | $197 | $2,366 |
| Total | $1,211 | $14,532 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Price change | $164,900 |
| 2025-10-20 | Listed for sale | $175,000 |
| 2011-06-21 | Sold | $56,700 |
| 2000-04-26 | Sold | $78,000 |
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