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2798 Gainesville Rd SE, Palm Bay, FL, 32909

4beds
2baths
1,856sqft
$350,000
$189price/sqft
$2,434/moest. monthly cost
$97,360/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Corner-lot gem with vaulted ceilings, an open-concept kitchen. This Palm Bay home is packed with upgrades and ready to impress! Designed with style and confort upgrades throughout. From the moment you walk in, the soaring vaulted ceilings and open floor plan create an impressive sense of space. The upgraded kitchen features modern finishes, generous counter space, and a layout that flows perfectly into the living and dining areas, making it great for entertaining. The spacious primary suite has a large walk-in closet and an oversized bathroom with upgraded fixtures, giving you a true retreat feel. Every room is filled with natural light, and the upgraded details carry throughout the home, from flooring to finishes. The corner lot provides extra privacy, additional yard space, and excellent curb appeal.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
3/10
Southwest Middle SchoolGrades 7-84.5 mi
3/10
Bayside High SchoolGrades 9-122.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Level: Main
  • Area: 119.88
  • Dimensions: 10.80 x 11.10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,856 sqft

Kitchen

  • Level: Main
  • Area: 111
  • Dimensions: 15.00 x 7.40

Master Bedroom

  • Level: Main
  • Area: 221.31
  • Dimensions: 12.20 x 18.14

Property

Details

  • Parcel number: 293730Gv01335.00021.00
  • Special condition: Standard

Features

  • Stories: 1
  • Exterior features: Other,Impact Windows

Lot

  • Lot size: 0.25 Acres
  • Features: Cleared,Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Wildfire
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$270$3,240
Property Taxes $198$2,376
Electricity $197$2,366
Total$2,434$29,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,451/yr
40% on housing$73,020/yr
45% on housing$64,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 32909$181
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32909$188
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$350,000
2026-04-02Pending sale$350,000
2026-03-12Price change$350,000
2026-02-12Price change$360,000
2026-01-09Price change$370,000
2025-11-18Listed for sale$375,000

New Construction

AgentSteven Koleno
BrokerageBeycome of Florida LLC

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