2576 Settlers Oak Dr, Belton, TX, 76513
About This Home
Ashford Homes presents the Owl Creek Plan. This beautiful home is finished with all the modern touches, granite counter tops, wood look ceramic tile flooring, black finished hardware and fixtures, stainless steel appliances, ceiling fans in all the rooms, LED lighting through out, garage door opener, full yard sprinkler system, full yard sod, wood privacy fence and 4-sided brick and stone. This home features 2017 square feet with 5 bedrooms and 2.5 bathrooms. This is an open floor plan with a great flowing kitchen, a large master bedroom and bathroom with a big walk in closet, and overall, just a great place to be.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Brick Veneer,Masonry,Stone Veneer
Other
- Builder name: Ashford Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Some Electric Appliances,Range
- Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room,Laundry Room
Bedroom
- Level: Main
- Dimensions: 10'6" x 9'
Bedroom2
- Level: Main
- Dimensions: 10'6" x 10'
Bedroom3
- Level: Main
- Dimensions: 10' x 13'
Bedroom4
- Level: Main
- Dimensions: 10' x 12'
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Carbon Monoxide Detector,Double Vanity,Garden Tub/Roman Tub,High Ceilings,Pull Down Attic Stairs,Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s),Breakfast Bar,Granite Counters,Kitchen/Family Room Combo,Kitchen/Dining Combo
- Window features: Double Pane Windows
- Flooring: Carpet,Ceramic Tile
- Fireplace features: None
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air,Electric,Heat Pump,1 Unit
Interior Area
- Total interior livable area: 2,017 sqft
Living Room
- Level: Main
- Dimensions: 15'6" x 23'
Master Bedroom
- Level: Main
- Dimensions: 13' x 16'9"
Property
Details
- Parcel number: 533415
- Special condition: Builder Owned
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Patio
- Exterior features: Covered Patio
- Fencing: Back Yard,Privacy,Wood
- Has view: Yes
- View description: None
- Waterbody name: None
Lot
- Lot size: 7,405 sqft
Parking
- Total spaces: 2
- Parking features: Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,668 | $20,016 |
| Home Insurance * | $221 | $2,652 |
| Property Taxes | $332 | $3,984 |
| Electricity | $238 | $2,859 |
| Total | $2,459 | $29,508 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-18 | Price change | $329,900 |
| 2025-11-18 | Listed for sale | $338,900 |
View on Zillow