




187 Hocker St, Beaver Dam, KY, 42320
About This Home
PRICE REDUCTION! This 1,712sf, 3bd 2 1/2 bath new construction home is located on a dead-end street in a well established neighborhood with convenient access to Western Kentucky Parkway and I-165. The house is situated on .812 acres, just outside of Beaver Dam city limits. There is a 2 car garage attached to the house. The main living and dining area features a vaulted ceiling with accent beam and trapezoid windows for plenty of natural light. The living room also has a stone fireplace with ventless logs and remote, with a wood mantle. The kitchen and island have wood cabinets with granite countertops and full granite backsplash with Whirlpool appliances. Adjacent to the kitchen is a large walk-in pantry and plenty of space for a drop zone. The primary bedroom features an en-suite bathroom with dual vanities, a toilet closet, and custom tile shower. Past the bathroom is a large walk-in closet. There is a half bath in the hallway leading to the bedrooms, which share a bathroom between them. The bathroom has separate vanities, a tall cabinet with plenty of storage for towel and toiletries, and a separate room containing the toilet and tub/shower. This house has front and rear vaulted porches with large gable accents for plenty of additional outdoor living space. The roof is three dimensional architectural shingles, and the siding is vertical board and batten vinyl. Electrical service is provided by WRECC with a 200amp service panel. Water is provided by OCWD. The HVAC is a dual fuel heat pump with backup propane furnace. The flooring throughout is high-end, thick and durable LVP. The walls are 2X4 construction with batting insulation, with blown in insulation in the attic, and a spray foam insulated conditioned crawlspace.
Getting Around
Schools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2025
Materials
- Roof: Asphalt
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Microwave,Oven
Basement
- Has basement: Yes
- Basement: Crawl
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Flooring: Vinyl
- Number of fireplaces: 1
- Fireplace: Yes
- Attic: Pull Down Stairs
- Finished area above ground: 1,712
Heating & Cooling
- Heating features: Electric,Propane
- Cooling features: Central
Interior Area
- Total structure area: 1,712
- Total interior livable area: 1,712 sqft
Kitchen
- Features: Open,Granite Counters
Property
Details
- Lease amount: 0
Features
- Patio & porch: Patio
- Frontage length: 0
Lot
- Lot size: 0.81 Acres
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,912 | $22,944 |
| Home Insurance * | $273 | $3,276 |
| Property Taxes | $182 | $2,184 |
| Electricity | $154 | $1,850 |
| Total | $2,521 | $30,252 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Price change | $378,243 |
| 2026-06-17 | Listed for sale | $382,064 |
| 2026-05-05 | Listing removed | -- |
| 2026-02-04 | Listed for sale | $389,822 |
