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320 N Main St #0, Roanoke, IL, 61561

2beds
2baths
4,000sqft
$159,900
$40price/sqft
$1,582/moest. monthly cost
$63,280/yrincome needed

About This Home

Live, work and play in this unique property in downtown Roanoke! It has store front, private office spaces and conference rooms. Previously was mixed use: office space and living quarters. There is a kitchen w/ a breakroom area, lots of cabinet spaces and dining area. Main level has a full bathroom The basement also has a small kitchen w/ a refrigerator, stove and 2 good-sized pantries. Basement has a very large family room area, full bathroom and a private room space. Newer roof installed in 2023. Nice clean property - ready for new owner to move right in! Buyer must conduct their own research on permitted uses with the Village of Roanoke. Seller makes no warranty on what the space can be used for.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

10/10
Sowers Elementary SchoolGrades K-40.4 mi
6/10
9/10

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 1152
  • Dimensions: 24X48

Features

  • Finished area below ground: 1,368

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,000
  • Total interior livable area: 4,000 sqft

Kitchen

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 391
  • Dimensions: 17X23

Kitchen2Nd

  • Level: Basement
  • Area: 90
  • Dimensions: 9X10

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 300
  • Dimensions: 12X25

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 165
  • Dimensions: 11X15

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1014303003
  • Special condition: None

Lot

  • Lot size: 2,750 sqft
  • Lot size dimensions: 25 X 110

Parking

  • Total spaces: 3
  • Parking features: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Drought
Heat Wave
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$214$2,568
Property Taxes $253$3,036
Electricity $307$3,691
Total$1,582$18,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,240/yr
40% on housing$47,460/yr
45% on housing$42,186/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$40This listing

vs Other Active Listings

Avg $/sqft

ZIP 61561$94
Woodford County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 61561$94
Woodford County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-10Price change$179,900
2025-11-18Listed for sale$199,900

For Sale by Agent

AgentWillow Gramm, e-PRO,SRES
BrokerageRE/MAX Choice

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