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225 ALBERT ST, Lodi, NJ, 07644

2beds
2baths
--sqft
$195,000
--price/sqft
$1,535/moest. monthly cost
$61,400/yrincome needed

About This Home

"WOW" WELCOME TO THIS 2021 BUILT 2 BEDROOM 2 BATH AFFORDABLE HOME, SPACIOUS LIVING ROOM, LAUNDRY ROOM WITH WASHER AND DRYER, NEW HOT WATER HEATER, REFRIGERATOR, SHOWS WELL Professionally painted, lots of closet space, Blinds installed, close to rt 46, 17, and NY city Just unpack and move in, AND I PRICED TO SELL FAST

Getting Around

69
WalkingSomewhat Walkable
47
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

7/10
Wilson Elementary SchoolGrades PK-50.3 mi
7/10
4/10
Lodi High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dryer,Range/Oven-Gas,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Yes

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Window features: Thermal Windows/Doors

Heating & Cooling

  • Heating features: Forced Air,Oil Tank Above Ground - Outside
  • Cooling features: Central Air

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1131001220000000030003
  • On leased land: Yes
  • Zoning description: RES

Lot

  • Features: Corner Lot,Level
  • Lot size dimensions: 00

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Asphalt
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$49$588
Property Taxes $307$3,684
Electricity $193$2,318
Total$1,535$18,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,628/yr
40% on housing$46,050/yr
45% on housing$40,933/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07644$329
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07644$428
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$195,000
2026-07-21Listed for sale$199,000
2026-04-30Sold$191,000
2026-04-16Pending sale$190,000
2025-11-18Listed for sale$190,000

For Sale by Agent

AgentRick J Ruotolo
BrokerageRe/Max Town & Valley Ii

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