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204 York Ave, Towanda, PA, 18848

0beds
3baths
1,856sqft
$299,900
$162price/sqft
$2,193/moest. monthly cost
$87,720/yrincome needed

About This Home

Currently set up as a orthodontic/dental office, but also zoned residential — which means the options are wide open. With the right vision, this could easily become an ultra-modern raised-ranch home with open living space, tons of flexibility, and a seriously unique layout you won't find anywhere else. The property already has natural gas heat, central air, a 200-amp electrical service, a walk-out basement, and a large side yard — all huge perks whether you keep it commercial or turn it into your dream home. Perfect for someone who wants something different, and something truly build-your-dream ready!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

--
Morrow El SchoolGrades PK-20.3 mi
6/10
Towanda Area El SchoolGrades 3-60.6 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Block
  • Roof: Rubber
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bathrooms: 3
  • 1/2 bathrooms: 3

Heating & Cooling

  • Heating features: Baseboard,Electric,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,856
  • Total interior livable area: 1,856 sqft

Property

Lot

  • Lot size: 7,405 sqft
  • Features: In Town

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Lightning
Inland Flooding

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$194$2,328
Property Taxes $259$3,108
Electricity $224$2,692
Total$2,193$26,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,188/yr
40% on housing$65,790/yr
45% on housing$58,480/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -6.0%
-6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 18848$98
Bradford County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 18848$94
Bradford County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-18Listed for sale$299,900

For Sale by Agent

AgentPamela Young
BrokerageRealty One Group Supreme

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