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5154 Tommy Ln, Stanley, NC, 28164

3beds
2baths
1,512sqft
$260,000
$172price/sqft
$1,834/moest. monthly cost
$73,360/yrincome needed

About This Home

Two Story-Open plan with a gourmet kitchen. The oversized island is an entertainer’s dream. Affordable with luxurious finishes. Price includes upgrades throughout from kitchen features: 42” cabinets with hardware, ceramic backsplash and stainless-steel appliances. Other finishes include black rail & picket staircase and LVP flooring for durability and style. Main bedroom has walk-in shower with double bowl vanity and a walk-in closet. Outside you’ll find a patio to relax & enjoy the private setting at the end of your busy day. Location highlights a country setting with all the city conveniences nearby. Just minutes from Belmont, Mt Holly, Denver & Gastonia with convenient highway access to Hwy 27 for commuting to Charlotte and Douglas International airport.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

2/10
Kiser Elementary SchoolGrades 3-50.7 mi
4/10
Stanley Middle SchoolGrades 6-80.7 mi
5/10
East Gaston High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Construction materials: Shingle/Shake

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,512

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,512
  • Total interior livable area: 1,512 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 312568
  • Zoning: R3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main

Lot

  • Lot size: 0.05 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$85$1,020
Property Taxes $235$2,820
Electricity $200$2,405
Total$1,834$22,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,880/yr
40% on housing$55,020/yr
45% on housing$48,906/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 28164$172
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28164$195
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$280,000
2025-02-28Sold$285,000

For Sale by Agent

AgentAlma Peters
BrokerageMark Spain Real Estate

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